Research profile
Moneta Funded
Moneta Funded is a Gros Islet, Saint Lucia-based instant funding and evaluation prop firm founded in 2025, trading forex, crypto, futures, and stocks, profiled by proprietarytrading.com.
Things to know (4)
Independent notes from our review. Many firms have some; check the sources for detail.
Low: minor, fine to skim. Medium: worth looking into. High: review the details carefully.
Medium (2)
- Some traders (Jun–Oct 2026) report payouts refused and accounts closed after their 3rd to 5th payout, or payouts released only after signing a waiver. Trustpilot (opens in new tab)Noted 21 Oct 2026
- The terms include a clause on legal action over "harmful" reviews. Terms (opens in new tab)Noted 21 Oct 2026
Low (2)
- Regulators have acted on Moneta Markets, a sister broker of Moneta Funded with the same founder: Italy's CONSOB ordered its website blocked (29 Dec 2021), and it is on Malaysia SC and Ukraine NSSMC lists. Moneta Funded itself is not named. IOSCO I-SCAN (opens in new tab)Noted 22 Oct 2026
- Moneta Funded Ltd (St. Lucia, 2025-00532) was registered in 2025; US eligibility is not fully clear. Site (opens in new tab)Noted 21 Oct 2026
Simulated prop firm with 1-step, 2-step, Sprint, and instant-funding plans, operated by Moneta Funded Ltd in Saint Lucia.
- Headquarters
- Gros Islet, Saint Lucia
- Founded
- 2025
- Funding model
- Instant Funding + Evaluation
- Geographic availability
- Worldwide policy not clearly statedU.S. tradersAccepted
May suit
traders focused on forex, crypto, futures, stocks; traders who want a choice between evaluation and instant-funding paths.
Consider alternatives if
you require options.
Trader rating
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Overview
What this firm is and who it serves
Moneta Funded is a Saint Lucia–operated simulated prop firm backed by broker Moneta Markets, with evaluation and instant-funding paths across FX, crypto, futures, and stocks.
At a glance
Structured facts about this firm
- Firm Type
- Instant Funding + Evaluation prop firm
- Market Focus
- Forex, Crypto, Futures, Stocks
- Trading Style
- News trading permitted, overnight holding allowed, weekend holding allowed, copy trading permitted
- Retail Accessibility
- Open to retail traders via evaluation
- Based in
- Gros Islet, Saint Lucia
- Geographic availability
- Worldwide policy not clearly stated
- Known For
- Backed directly by global brokerage Moneta Markets
- CEO
- David Bily
Payout structure
How and when you get paid
Funding programs
Account types and the path to capital
Evaluation
1-Step Daily
Source (opens in new tab)| Account | Fee | Target | Drawdown |
|---|---|---|---|
| $10K | $73 | 3% | 2% |
| $25K | $169 | 3% | 2% |
| $50K | $365 | 3% | 2% |
| $100K | $660 | 3% | 2% |
- Profit split
- 88%
- Payouts
- Daily
- Max drawdown
- 2% (static)
- Daily loss limit
- 1%
- Min trading days
- 0
- Platforms
- MT5, MatchTrader
Pricing notes
New program. 3% target, 1% daily loss, 2% static max loss, no minimum days, no consistency rule, 88% split, daily payouts. List $73/$169/$365/$660 ($10K–$100K); $5K price not confirmed.
1-Step Challenge
| Account | Fee | Target | Drawdown |
|---|---|---|---|
| $10K | $73 | 10% | 5% |
| $25K | $169 | 10% | 5% |
| $50K | $365 | 10% | 5% |
| $100K | $660 | 10% | 5% |
- Profit split
- 88%
- Payouts
- Bi-weekly
- First payout
- 3 profitable days on the funded account
- Max drawdown
- 5%
- Daily loss limit
- 3%
- Platforms
- MT5, MatchTrader
Pricing notes
10% target, 3% daily loss, 5% trailing max loss, funded payouts after 3 profitable days, 88% split, every 14 days. List $73/$169/$365/$660 ($10K–$100K); $5K price not confirmed.
2-Step Challenge
| Account | Fee | Target | Drawdown |
|---|---|---|---|
| $10K | $73 | 5% | 8% |
| $25K | $169 | 5% | 8% |
| $50K | $365 | 5% | 8% |
| $100K | $660 | 5% | 8% |
- Profit split
- 88%
- Payouts
- Bi-weekly
- First payout
- 3 profitable days
- Max drawdown
- 8% (static)
- Daily loss limit
- 4%
- Platforms
- MT5, MatchTrader
Pricing notes
Phase 1 5%, phase 2 10% (as shown on the site), 4% daily loss, 8% static max loss (5%/10% option also offered), 3 profitable days, 88% split, every 14 days. List $73/$169/$365/$660 ($10K–$100K); $5K price not confirmed.
Instant Funding
Instant Funding
| Account | Fee | Drawdown |
|---|---|---|
| $10K | $73 | 5% |
| $25K | $169 | 5% |
| $50K | $365 | 5% |
| $100K | $660 | 5% |
- Profit split
- 60–88%
- Payouts
- Bi-weekly
- Max drawdown
- 5%
- Daily loss limit
- 3%
- Platforms
- MT5, MatchTrader
Pricing notes
Instant funded, no profit target, 3% daily loss, 5% trailing max loss, 60% split (15% consistency) or 88% (20% consistency), payouts every 14 days. List $73/$169/$365/$660 ($10K–$100K); $5K price not confirmed.
Instant Pro
| Account | Fee | Drawdown |
|---|---|---|
| $10K | $73 | 8% |
| $25K | $169 | 8% |
| $50K | $365 | 8% |
| $100K | $660 | 8% |
- Profit split
- 88%
- Payouts
- Bi-weekly
- Max drawdown
- 8%
- Daily loss limit
- 4%
- Platforms
- MT5, MatchTrader
Pricing notes
Launched 13 Jun 2026. Instant funded, 4% daily loss, 8% trailing max loss, 4% max profit per day, no consistency rule, 88% split, first payout on demand then every 14 days. List $73/$169/$365/$660 ($10K–$100K); $5K price not confirmed.
Phoenix Instant
| Account | Fee | Drawdown |
|---|---|---|
| $10K | $73 | 6% |
| $25K | $169 | 6% |
| $50K | $365 | 6% |
| $100K | $660 | 6% |
- Profit split
- 88%
- Payouts
- Bi-weekly
- First payout
- 3 profitable days
- Max allocation
- $2,000,000
- Max drawdown
- 6% (static)
- Daily loss limit
- 3%
- Platforms
- MT5, MatchTrader
Scaling
Scales to $2M
Pricing notes
Instant funded, 3% daily loss, 6% static max loss, 3 profitable days, 88% split, payouts every 14 days, scaling to $2M. List $73/$169/$365/$660 ($10K–$100K); $5K price not confirmed.
Trading rules
What's allowed, what isn't
Asset classes supported
Not offered: Options
Scaling rules
Scale up to $2,000,000 in funding.
Related terms: trailing drawdown · consistency rule · profit split
Platforms & technology
Where and how you trade
Supported platforms
Pros & cons
A balanced view based on documented terms
Strengths
- +Broker-backed infrastructure via Moneta Markets
- +Offers Instant Funding with immediate access to funded accounts
- +Allows overnight, weekend holding, and news trading on select programs
- +Fast payout processing under 48 hours
Trade-offs
Moneta Funded FAQs
Based on terms reviewed Oct 23, 2026
What should traders verify before choosing Moneta Funded?+
Review the specific program's drawdown rules, payout eligibility, prohibited strategies, platform availability, refund terms and any country restrictions before purchasing. Terms can differ between programs at the same firm. This profile summarizes the latest documented terms we found, but traders should confirm the current rules directly with Moneta Funded before purchasing.
Does Moneta Funded offer evaluation and instant-funding options?+
Moneta Funded offers an evaluation (challenge) path and an instant-funding path. Program rules, fees and payout terms can differ between paths, so confirm the terms of the specific program you intend to buy.
How do Moneta Funded's payouts and profit split work?+
The published profit split is up to 88% of net profits to the trader, depending on the program; payout frequency: Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h.. Payout eligibility begins after the applicable program cycle, and program-specific terms should be confirmed directly with the firm.
How does Moneta Funded's scaling plan work?+
Scale up to $2,000,000 in funding. A scaling ceiling is the maximum allocation reachable over time — not the size of an initial funded account.
What are Moneta Funded's main drawdown and trading restrictions?+
Based on the documented terms we reviewed: news trading is allowed, overnight holding is allowed, weekend holding is allowed, copy trading is permitted. Drawdown type and consistency requirements can vary by program, so check the rulebook for the exact program before purchase.
Which platforms and markets are available at Moneta Funded?+
Platforms: MT5, MatchTrader. Markets: forex, crypto, futures, stocks. Availability can differ by program and by region — confirm on the firm's platform and product pages before purchasing.
Disclosure
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