Which has a higher profit split — Moneta Funded or TX3 Funding?

Moneta Funded pays 88%; TX3 Funding pays 90% of trader profits once funded. TX3 Funding pays a higher share to the trader.

Is Moneta Funded cheaper to start than TX3 Funding?

Moneta Funded: offers instant funding (no evaluation). TX3 Funding: offers instant funding (no evaluation).

Which pays out faster — Moneta Funded or TX3 Funding?

Moneta Funded payouts: Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h.. TX3 Funding payouts: Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.. First-payout eligibility: Moneta Funded — n/a; TX3 Funding — Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..

What's the maximum allocation at Moneta Funded vs TX3 Funding?

Moneta Funded scales up to $5K, $10K, $25K, $50K, $100K. TX3 Funding scales up to $400,000.

Can I trade news at Moneta Funded or TX3 Funding?

Moneta Funded: permits news trading. TX3 Funding: permits news trading.

Can I hold positions overnight at Moneta Funded or TX3 Funding?

Moneta Funded: allows overnight holds. TX3 Funding: allows overnight holds.

Head-to-head

Moneta Funded vs TX3 Funding

Moneta Funded vs TX3 Funding covers the two firms side by side on the facts recorded in their profiles, profiled by proprietarytrading.com.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for Moneta Funded and TX3 Funding. Data pulled live from our firm listings.

Quick verdict

Moneta Funded is best for

copy-trading setups.

Full Moneta Funded profile →

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Quick verdict

TX3 Funding is best for

traders prioritizing profit share (90% vs 88%).

Full TX3 Funding profile →

Get deal

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Moneta Funded is roughly $45 cheaper to reach a first payout than TX3 Funding, based on published fees alone.

Moneta Funded

estimate

Approx. total

to reach first payout eligibility

Approx. time

—

from sign-up to first eligible request

Start cost: $5
Monthly fee: —

How we estimated this

Instant-funding path: lowest published activation cost.
Source — eval fee: $73–$660 one-time list ($10K–$100K; $5K price not confirmed); monthly: —; first payout: —.

TX3 Funding

estimate

Approx. total

$50

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost: $50
Monthly fee: None

How we estimated this

Instant-funding path: lowest published activation cost.
Firm advertises no monthly fee.
Source — eval fee: $50–$1,099 one-time for FX; futures $107–$739 at the current 40% off (list $178.33–$1,232). Prices as of 22 Oct 2026.; monthly: No monthly fee; first payout: Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Moneta Funded trade-offs

Lower profit split
Pays 88% versus 90% — 2 points less of every funded dollar.

TX3 Funding trade-offs

Slower payouts
Payout cadence is Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met. versus Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h. at Moneta Funded.
No copy trading
Forbids copy / algo bridges. Moneta Funded permits them.

Decision guide

Best for your trader type

Highest profit share
TX3 Funding
90% vs 88%
Biggest scaling ceiling
TX3 Funding
Up to $400,000.
Copy & algo traders
Moneta Funded
Copy trading is permitted.
Fastest payouts
Moneta Funded
Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h. payouts.

Attribute	Moneta Funded Instant Funding + Evaluation · est. 2025	TX3 Funding Instant Funding + Evaluation · est. 2021
Retail accessibility	Open to retail traders via evaluation	Open to retail traders via evaluation
Cost
Evaluation fee	$73–$660 one-time list ($10K–$100K; $5K price not confirmed)	$50–$1,099 one-time for FX; futures $107–$739 at the current 40% off (list $178.33–$1,232). Prices as of 22 Oct 2026.
Monthly fee	—	No monthly fee
Evaluation required	Yes	Yes
Instant funding	Yes	Yes
Capital
Profit split	88%	90%
Max allocation	$5K, $10K, $25K, $50K, $100K	$400,000
Account sizes	$5K, $10K, $25K, $50K, $100K	FX: $7.5K, $10K, $25K, $50K, $100K, $200K. Futures: $25K (TX3 Instant only), $50K, $100K, $150K.
Scaling	Scale up to $2,000,000 in funding.	Pro challenge funded accounts only: +25% of starting balance and +5% profit share (cap 95%) per review. Reviews at payouts or on request every 3 months; needs payouts of at least 10% of initial balance in the last 3 months and 2 of the last 3 months profitable. Up to $2M total funding across accounts.
Payouts
Frequency	Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h.	Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.
First payout	—	Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached.
Assets
Futures	Yes	Yes
Stocks	Yes	Yes
Options	No	No
Forex	Yes	Yes
Crypto	Yes	Yes
Trading rules
News trading	Yes	Yes
Overnight holding	Yes	Yes
Weekend holding	Yes	Yes
Copy trading	Yes	No
Technology
Platforms	MT5, MatchTrader	Match-Trader, Tradovate, NinjaTrader, TradingView
Data feed	—	TX3 Markets (FX); CQG (futures)
Company
Headquarters	Gros Islet, Saint Lucia	Dubai, UAE

About Moneta Funded

Simulated prop firm with 1-step, 2-step, Sprint, and instant-funding plans, operated by Moneta Funded Ltd in Saint Lucia.

Full Moneta Funded profile →

About TX3 Funding

Evaluation prop firm (formerly Top Tier Trader) with 1-step, 2-step and instant funding programs.

Full TX3 Funding profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Moneta Funded

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

TX3 Funding

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Frequently asked

Common questions

Which has a higher profit split — Moneta Funded or TX3 Funding?: Moneta Funded pays 88%; TX3 Funding pays 90% of trader profits once funded. TX3 Funding pays a higher share to the trader.
Is Moneta Funded cheaper to start than TX3 Funding?: Moneta Funded: offers instant funding (no evaluation). TX3 Funding: offers instant funding (no evaluation).
Which pays out faster — Moneta Funded or TX3 Funding?: Moneta Funded payouts: Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h.. TX3 Funding payouts: Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.. First-payout eligibility: Moneta Funded — n/a; TX3 Funding — Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..
What's the maximum allocation at Moneta Funded vs TX3 Funding?: Moneta Funded scales up to $5K, $10K, $25K, $50K, $100K. TX3 Funding scales up to $400,000.
Can I trade news at Moneta Funded or TX3 Funding?: Moneta Funded: permits news trading. TX3 Funding: permits news trading.
Can I hold positions overnight at Moneta Funded or TX3 Funding?: Moneta Funded: allows overnight holds. TX3 Funding: allows overnight holds.

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