Head-to-head
FTMO vs Moneta Funded
FTMO vs Moneta Funded covers the two firms side by side on the facts recorded in their profiles, profiled by proprietarytrading.com.
Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for FTMO and Moneta Funded. Data pulled live from our firm listings.
Quick verdict
Moneta Funded is best for
traders who prefer Instant Funding + Evaluation and a Gros Islet, Saint Lucia-based firm.
Full Moneta Funded profile →Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
FTMO
estimateApprox. total
—
to reach first payout eligibility
Approx. time
7days
from sign-up to first eligible request
- Start cost
- —
- Monthly fee
- None
How we estimated this
- Instant funding offered but cost not published — figure unverified.
- Source — eval fee: 2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time); monthly: 2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD); first payout: First payout possible after 14 days; reduce to weekly on request.
Moneta Funded
estimateApprox. total
$5
to reach first payout eligibility
Approx. time
—
from sign-up to first eligible request
- Start cost
- $5
- Monthly fee
- —
How we estimated this
- Instant-funding path: lowest published activation cost.
- Source — eval fee: $73–$660 one-time list ($10K–$100K; $5K price not confirmed); monthly: —; first payout: —.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
FTMO trade-offs
Slower payouts
Payout cadence is On-demand (default 14 days, weekly available) versus Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h. at Moneta Funded.
Moneta Funded trade-offs
Lower profit split
Pays 88% versus 90% — 2 points less of every funded dollar.
Decision guide
Best for your trader type
- Highest profit share
90% vs 88%
- Biggest scaling ceiling
Up to $200,000.
- Fastest payouts
Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h. payouts.
| Attribute | FTMO Evaluation · est. 2015 | Moneta Funded Instant Funding + Evaluation · est. 2025 |
|---|---|---|
| Retail accessibility | Open to retail traders via evaluation | Open to retail traders via evaluation |
| Cost | ||
| Evaluation fee | 2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time) | $73–$660 one-time list ($10K–$100K; $5K price not confirmed) |
| Monthly fee | 2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD) | — |
| Evaluation required | Yes | Yes |
| Instant funding | Yes | Yes |
| Capital | ||
| Profit split | 90% | 88% |
| Max allocation | $200,000 | $5K, $10K, $25K, $50K, $100K |
| Account sizes | $5K (Instant only), $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK and more) | $5K, $10K, $25K, $50K, $100K |
| Scaling | Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months. | Scale up to $2,000,000 in funding. |
| Payouts | ||
| Frequency | On-demand (default 14 days, weekly available) | Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h. |
| First payout | First payout possible after 14 days; reduce to weekly on request | — |
| Assets | ||
| Futures | Yes | Yes |
| Stocks | Yes | Yes |
| Options | No | No |
| Forex | Yes | Yes |
| Crypto | Yes | Yes |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | Yes |
| Weekend holding | Yes | Yes |
| Copy trading | Yes | Yes |
| Technology | ||
| Platforms | cTrader, DXtrade, MetaTrader 4, MetaTrader 5 | MT5, MatchTrader |
| Data feed | Purple Trading / Spotware | — |
| Company | ||
| Headquarters | Prague, Czech Republic | Gros Islet, Saint Lucia |
About Moneta Funded
Simulated prop firm with 1-step, 2-step, Sprint, and instant-funding plans, operated by Moneta Funded Ltd in Saint Lucia.
Full Moneta Funded profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — FTMO or Moneta Funded?
- FTMO pays 90%; Moneta Funded pays 88% of trader profits once funded. FTMO pays a higher share to the trader.
- Is FTMO cheaper to start than Moneta Funded?
- FTMO: offers instant funding (no evaluation). Moneta Funded: offers instant funding (no evaluation).
- Which pays out faster — FTMO or Moneta Funded?
- FTMO payouts: On-demand (default 14 days, weekly available). Moneta Funded payouts: Every 14 days on most programs; Instant Pro on demand then every 14 days; 1-Step Daily daily payouts. Processed within 48h.. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; Moneta Funded — n/a.
- What's the maximum allocation at FTMO vs Moneta Funded?
- FTMO scales up to $200,000. Moneta Funded scales up to $5K, $10K, $25K, $50K, $100K.
- Can I trade news at FTMO or Moneta Funded?
- FTMO: permits news trading. Moneta Funded: permits news trading.
- Can I hold positions overnight at FTMO or Moneta Funded?
- FTMO: allows overnight holds. Moneta Funded: allows overnight holds.
Still deciding?
Get a personalized firm match
Answer a few questions about your trading style, account size, and goals. In about 1 minute, we'll rank FTMO, Moneta Funded, and every other firm in our database by fit.
Find my firm match →Disclosure
Some links may earn us a commission at no extra cost to you. These relationships never influence ratings, rankings, Match results, verification status, or listing inclusion. How we earn.