Research profile
Profile data updated: September 11, 2026
AIFO
Watch flags
Operated by AIFO Global Ltd, with an operating office in Hong Kong and the contracting entity registered in Anjouan, Union of Comoros (license L16175/AG); launched 2025. Watch flags: offshore contracting entity with no major-regulator oversight, short operating history, limited independent payout verification, thin third-party review coverage.
AIFO is a simulated-capital prop firm offering 1-step, 2-step, 3-step, instant-funding and 24-hour evaluation paths across forex, metals, commodities, indices and crypto on MetaTrader 5, with profit splits up to 95% and a published scaling plan to $2M.
- Headquarters
- Hong Kong (registered in Anjouan, Union of Comoros)
- Founded
- 2025
- Funding model
- Evaluation Based
- Geographic availability
U.S. traders
May suit
traders focused on forex, crypto; traders who want a choice between evaluation and instant-funding paths; traders who want a published scaling path.
Consider alternatives if
you require futures, exchange-traded equities, options; you rely on copy trading.
Trader rating
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Overview
What this firm is and who it serves
AIFO (operated by AIFO Global Ltd) launched in 2025 and offers a range of trader evaluation paths — 1-step, 2-step and 3-step challenges, a 24-hour express challenge, and instant-funding accounts under the AIFO Standard, Elite, Zero and Lite plan lines. Simulated account sizes run from $10K up to $2M, with challenge fees starting around $109 for a $10K two-step account (frequently discounted). Standard two-step rules use a 3% daily drawdown, 8% maximum loss measured from peak equity, 5% Phase 1 and 8% Phase 2 profit targets, and a 3-day minimum trading requirement. Overnight and weekend positions are permitted, but Expert Advisors and automated trading are not; the terms also prohibit trading on behalf of third parties or managing another user's account. Payouts are requested through the trader dashboard after a 14-day cycle, subject to KYC, a $200 minimum, consistency requirements and no open positions. A published scaling plan increases account size by 100% every 4 months, to a maximum of $2M across accounts, with profit split rising to 95%. Trading is on MetaTrader 5. The firm markets an in-house "AI Coach" analysis tool alongside an academy and trader community. AIFO lists an operating office in Tsuen Wan, Hong Kong, while the contracting entity AIFO Global Ltd is registered in Anjouan, Union of Comoros under license L16175/AG — an offshore registration that does not carry the investor protections of a major financial regulator.
"Empower traders through education, community and technological innovation."
At a glance
Structured facts about this firm
- Firm Type
- Evaluation Based prop firm
- Market Focus
- Forex, Crypto
- Trading Style
- Overnight holding allowed, weekend holding allowed
- Retail Accessibility
- Open to retail traders via evaluation
- Based in
- Hong Kong (registered in Anjouan, Union of Comoros)
- Geographic availability
- Global (some jurisdictions excluded)
- Known For
- 1-step, 2-step, 3-step, instant and 24-hour challenge paths
Funding programs
Account types and the path to capital
Evaluation
1 STEP
| Account | Fee | Target | Drawdown |
|---|---|---|---|
| $50K | $269.25 | 5% | 8% |
| $100K | $441.75 | 5% | 8% |
| $200K | $936.75 | 5% | 8% |
- Profit split
- 80–95%
- Payouts
- Bi-weekly
- Max allocation
- $2,000,000
- Max drawdown
- 8%
- Daily loss limit
- 3%
- Min trading days
- 3
Scaling
Grow your AIFO Account by 100% every 4 months and scale up to a maximum allocation of $2,000,000 across all your AIFO Accounts.
2 STEP
| Account | Fee | Target |
|---|---|---|
| $10K | $109 | 8% |
| $25K | $219 | 8% |
| $50K | $359 | 8% |
| $100K | $589 | 8% |
| $200K | $1,249 | 8% |
- Profit split
- 80–95%
- Payouts
- Bi-weekly
- Max allocation
- $2,000,000
- Max drawdown
- 8%
- Daily loss limit
- 3%
- Min trading days
- 3
Scaling
Increase your AIFO Account size by 100% every 4 months up to $2,000,000.
Pricing notes
Fees reflect list price; discounted prices also offered on site. Profit target is 8% for Phase 1 and 5% for Phase 2.
3 STEP
| Account | Fee | Drawdown |
|---|---|---|
| $10K | $51.75 | 5% |
| $25K | $111.75 | 5% |
| $50K | $224.25 | 5% |
| $100K | $344.25 | 5% |
| $200K | $681.75 | 5% |
- Profit split
- 80–95%
- Payouts
- Bi-weekly
- Max allocation
- $2,000,000
- Max drawdown
- 8%
- Daily loss limit
- 3%
- Min trading days
- 3
Scaling
Grow your AIFO Account by 100% every 4 months up to $2,000,000.
Instant Funding
INSTANT
- Profit split
- 80–95%
- Max allocation
- $2,000,000
Scaling
Scale up to $2,000,000.
Trading rules
What's allowed, what isn't
Asset classes supported
Scaling rules
Published scaling plan: account size increases 100% every 4 months, up to a maximum allocation of $2,000,000 across all AIFO accounts. Requires reaching Level 1 after 4 months with no breach or failure and at least 4 processed payouts. Profit split rises with level, up to 95%.
Related terms: trailing drawdown · consistency rule · profit split
Platforms & technology
Where and how you trade
Supported platforms
Payout structure
How and when you get paid
Pros & cons
A balanced view based on documented terms
Strengths
- +Wide range of evaluation formats including instant funding
- +High advertised profit split (up to 95%)
- +Published scaling plan with defined requirements and a $2M ceiling
- +Overnight and weekend holding permitted
- +Detailed public rules, payout and consistency documentation
- +Low entry price point for the smallest account
Trade-offs
- −Contracting entity registered offshore in Anjouan, Comoros — no major-regulator oversight
- −Launched in 2025, so limited payout track record
- −No independent third-party review volume yet (Trustpilot profile has no reviews)
- −Expert Advisors and automated trading are not permitted — manual trading only
- −Payout and trader figures are self-reported and not independently verified
- −Forex, commodities, gold and metals, indices and crypto only — no futures, equities or options
AIFO FAQs
Based on terms reviewed September 11, 2026
What should traders verify before choosing AIFO?+
Review the specific program's drawdown rules, payout eligibility, prohibited strategies, platform availability, refund terms and any country restrictions before purchasing. Terms can differ between programs at the same firm. This profile summarizes the latest documented terms we found, but traders should confirm the current rules directly with AIFO before purchasing.
Does AIFO offer evaluation and instant-funding options?+
AIFO offers an evaluation (challenge) path and an instant-funding path. Program rules, fees and payout terms can differ between paths, so confirm the terms of the specific program you intend to buy.
How do AIFO's payouts and profit split work?+
The published profit split is up to 95% of net profits to the trader, depending on the program; payouts are processed on a on-demand after 14-day cycle basis; first payout eligibility: 14 days after funded account start. Payout eligibility begins after the applicable program cycle, and program-specific terms should be confirmed directly with the firm.
How does AIFO's scaling plan work?+
AIFO publishes a scaling ceiling of up to $2,000,000 through scaling. Published scaling plan: account size increases 100% every 4 months, up to a maximum allocation of $2,000,000 across all AIFO accounts. Requires reaching Level 1 after 4 months with no breach or failure and at least 4 processed payouts. Profit split rises with level, up to 95%. A scaling ceiling is the maximum allocation reachable over time — not the size of an initial funded account.
What are AIFO's main drawdown and trading restrictions?+
Based on the documented terms we reviewed: overnight holding is allowed, weekend holding is allowed, copy trading is not permitted. Drawdown type and consistency requirements can vary by program, so check the rulebook for the exact program before purchase.
Which platforms and markets are available at AIFO?+
Platforms: MetaTrader 5. Markets: forex, crypto. Availability can differ by program and by region — confirm on the firm's platform and product pages before purchasing.
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