Head-to-head

AIFO vs FundedNext

AIFO vs FundedNext covers the two firms side by side on the facts recorded in their profiles.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for AIFO and FundedNext. Data pulled live from our firm listings.

Quick verdict

AIFO is best for

scaling toward larger allocations (up to $2,000,000).

Full AIFO profile →

Quick verdict

FundedNext is best for

traders focused on futures.

Full FundedNext profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

AIFO is roughly $22.99 cheaper to reach a first payout than FundedNext, based on published fees alone.

AIFO

estimate

Approx. total

$10

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost
$10
Monthly fee
—
How we estimated this
  • Instant-funding path: lowest published activation cost.
  • Source — eval fee: From $79 ($10K 2-Step); 1-Step $89–$899, 2-Step $79–$849, Instant $129–$699, Sprint $149–$599; monthly: —; first payout: 1-Step/2-Step: 14-day cycle; Instant: on demand once eligible; Sprint: one payout requested within 30 days after settlement.

FundedNext

estimate

Approx. total

$32.99

to reach first payout eligibility

Approx. time

14days

from sign-up to first eligible request

Start cost
$32.99
Monthly fee
None
How we estimated this
  • Instant-funding path: lowest published activation cost.
  • Firm advertises no monthly fee.
  • Source — eval fee: CFDs $32.99–$1,099.99 one-time; Futures list $99.99–$499.98 one-time (sale prices shown); monthly: No monthly fee; first payout: 5–14 days depending on plan.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

AIFO trade-offs

  • Slower payouts

    Payout cadence is Every 14 days on 1-Step and 2-Step accounts; on demand on Instant once eligible; one payout per Sprint account versus Stellar 1-Step every 5 business days; 2-Step 21 days then 14; Lite 10 days; Instant on demand/bi-weekly; futures daily–5 days at FundedNext.

FundedNext trade-offs

  • Lower scaling ceiling

    Scales to $400,000 vs $2,000,000 at AIFO — caps long-term capital growth.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 95%.

  • Biggest scaling ceiling

    AIFO

    Up to $2,000,000.

  • Fastest payouts

    FundedNext

    Stellar 1-Step every 5 business days; 2-Step 21 days then 14; Lite 10 days; Instant on demand/bi-weekly; futures daily–5 days payouts.

AttributeAIFO

Instant Funding + Evaluation · est. 2025

FundedNext

Evaluation + Instant Funding · est. 2022

Retail accessibilityOpen to retail traders via evaluationOpen to retail traders via evaluation
Cost
Evaluation feeFrom $79 ($10K 2-Step); 1-Step $89–$899, 2-Step $79–$849, Instant $129–$699, Sprint $149–$599CFDs $32.99–$1,099.99 one-time; Futures list $99.99–$499.98 one-time (sale prices shown)
Monthly fee—No monthly fee
Evaluation requiredYesYes
Instant fundingYesYes
Capital
Profit split95%95%
Max allocation$2,000,000$400,000
Account sizes$10K, $25K, $50K, $100K, $200K (up to $2M across plans)CFDs $2K–$200K (Stellar 2-Step/1-Step $6K–$200K, Lite $5K–$200K, Instant $2K–$20K); Futures $25K–$150K
ScalingPublished scaling plan: account size increases 100% every 4 months, up to a maximum allocation of $2,000,000 across all AIFO accounts. Requires reaching Level 1 after 4 months with no breach or failure and at least 4 processed payouts. Profit split rises with level, up to 95%.40% scaling every 4 months; up to $4M total allocation.
Payouts
FrequencyEvery 14 days on 1-Step and 2-Step accounts; on demand on Instant once eligible; one payout per Sprint accountStellar 1-Step every 5 business days; 2-Step 21 days then 14; Lite 10 days; Instant on demand/bi-weekly; futures daily–5 days
First payout1-Step/2-Step: 14-day cycle; Instant: on demand once eligible; Sprint: one payout requested within 30 days after settlement5–14 days depending on plan
Assets
FuturesNoYes
StocksYesYes
OptionsNoNo
ForexYesYes
CryptoYesYes
Trading rules
News tradingYesYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingNoNo
Technology
PlatformsMetaTrader 5MetaTrader 4, MetaTrader 5, cTrader
Data feed—GBE Brokers / liquidity providers
Company
HeadquartersHong KongDubai, UAE

About AIFO

A prop trading firm providing structured education, practical evaluations, real-time performance tracking, and funded trading opportunities. AIFO is a 2025 simulated-capital prop firm offering 1-Step, 2-Step, Instant and 24-hour Sprint accounts across forex, metals, commodities, indices, crypto and simulated stocks.

Full AIFO profile →

About FundedNext

Rapidly growing prop firm offering evaluation and instant funding programs up to $300K across FX and CFDs.

Full FundedNext profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — AIFO or FundedNext?
AIFO pays 95%; FundedNext pays 95% of trader profits once funded. Both firms offer the same profit share.
Is AIFO cheaper to start than FundedNext?
AIFO: offers instant funding (no evaluation). FundedNext: offers instant funding (no evaluation).
Which pays out faster — AIFO or FundedNext?
AIFO payouts: Every 14 days on 1-Step and 2-Step accounts; on demand on Instant once eligible; one payout per Sprint account. FundedNext payouts: Stellar 1-Step every 5 business days; 2-Step 21 days then 14; Lite 10 days; Instant on demand/bi-weekly; futures daily–5 days. First-payout eligibility: AIFO — 1-Step/2-Step: 14-day cycle; Instant: on demand once eligible; Sprint: one payout requested within 30 days after settlement; FundedNext — 5–14 days depending on plan.
What's the maximum allocation at AIFO vs FundedNext?
AIFO scales up to $2,000,000. FundedNext scales up to $400,000.
Can I trade news at AIFO or FundedNext?
AIFO: permits news trading. FundedNext: permits news trading.
Can I hold positions overnight at AIFO or FundedNext?
AIFO: allows overnight holds. FundedNext: allows overnight holds.

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