FundingPips Swaps Its Monthly 100% Split for On Demand, but Keeps the 7-Day and Striking Rules

What happened

FundingPips has dropped the Monthly reward cycle from its four main CFD models and put an On Demand 100% cycle in its place. The 100% split is the same, and so are the conditions you need to meet first. The difference is that you no longer wait 30 calendar days between requests.

The change shows on the firm's help-center pages for 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro. The versions we read were last edited on 21 October 2026 (about 09:40 UTC), together with the Compare Account Models and Legacy Rules pages. Rule tracker PropRuleGuard logged the switch on 20 October. We found no FundingPips post on X or elsewhere announcing it as of 21 October.

Before and after

The "before" column comes from the earlier versions of the same pages, which said Monthly applied to Master Accounts bought from 15 August 2026, and from our 7 October report on FundingPips' new rulebook.

The reward cycles on each model now

• 1 Step Flex: Bi-Weekly 80% or On Demand 100%.
• 2 Step Standard: Weekly 60%, Bi-Weekly 80% or On Demand 100%. The older On Demand 90% option, which needed a 35% consistency score and a 2% minimum request, is no longer listed. PropRuleGuard logged its removal on 17 October.
• 2 Step Flex: Bi-Weekly 80% or Bi-Weekly 95% (the split is chosen at purchase), or On Demand 100%.
• 2 Step Pro: Weekly 80% or On Demand 100%.

FundingPips' instant-funding Zero model is not part of the change.

What it means for traders

The 100% split gets faster, not easier. Under Monthly, a trader who met the conditions in week two still waited until day 30. Now the request opens as soon as the seventh qualifying profitable day is in and no single day is more than 35% of total profit. Because both counters reset after every reward, each new 100% payout needs another seven profitable days.

The Striking System still comes with the 100% split. FundingPips' homepage headline says "No Striking System", but every On Demand 100% section says the account "is placed under the Striking System" with a warning when the closed and floating loss on one trade idea reaches 1% of the account. The first warning is recorded, the second halves the split, the third cuts it to 20%, and the fourth closes the account. Profit from any trade idea that got a warning is deducted, and warnings carry over between reward cycles. On a $100K account, a single idea down $1,000, open or closed, is a strike.

2 Step Standard traders lose a middle option. The 90% on-demand cycle needed only the 35% consistency score and a 2% minimum, with no seven-profitable-day rule. Now the only on-demand choice on 2 Step Standard is the 100% cycle, with the seven-day rule and the 1% Striking System trigger.

What isn't clear yet

• Existing Monthly accounts. The Legacy Rules page, which covers purchases made before 28 September 2026, also now shows On Demand 100% where Monthly used to be. That suggests older accounts on the Monthly cycle move over too, but FundingPips hasn't said so directly.
• The minimum request. Each model page says the minimum reward request is 1% of the Master Account size. A tooltip on the Compare Account Models page still says 2% for On Demand. Check your dashboard before you request.
• The homepage. fundingpips.com still showed "Weekly, Bi-Weekly, Monthly" in its payouts section when we checked on 21 October.

FundingPips is listed in the ProprietaryTrading.com directory. If you are choosing a reward cycle, read the On Demand section for your model on the help center. It is the source FundingPips points traders to, and it is where the Striking System terms are spelled out.