Research profile

Papaya Funding

Papaya Funding

Last checked Oct 21, 2026

Papaya Funding is an evaluation and instant funding prop firm founded in 2026, trading forex, indices, commodities, crypto, and futures, profiled by proprietarytrading.com.

Prop Account, LLC (Delaware) affiliate

Under review

We're re-checking this firm; details may be out of date.

Forex/CFD and futures prop firm launched in October 2026, offering one- and two-step evaluations plus Instant Funding, with up to $1M total allocation.

Headquarters
—
Founded
2026
Funding model
Evaluation + Instant Funding
Geographic availability
Worldwide policy not clearly stated
U.S. traders:Not confirmed

May suit

traders focused on forex, indices, commodities, crypto, futures; traders who want a choice between evaluation and instant-funding paths; traders who want a published scaling path.

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Overview

What this firm is and who it serves

Papaya Funding is an evaluation + instant funding trading firm, founded in 2026. The firm provides traders with funded accounts to trade forex, indices, commodities, crypto, futures.

At a glance

Structured facts about this firm

Firm Type
Evaluation + Instant Funding prop firm
Market Focus
forex, indices, commodities, crypto, futures
Trading Style
Discretionary intraday trading
Retail Accessibility
Open to retail traders via evaluation
Geographic availability
Worldwide policy not clearly stated
Known For
Forex/CFD and futures prop firm launched in October 2026, offering one- and two-step evaluations plus Instant Funding, with up to $1M total allocation.
CEO
João Cardoso
Legal entity
Prop Account, LLC (Delaware) affiliate

Payout structure

How and when you get paid

Profit splitUp to 90% to trader
Payout frequencyEvery 5 days on futures (min $500); every 14 days on CFDs (min 1%). Paid via Rise, crypto or store credits.
First payout eligibility—

Funding programs

Account types and the path to capital

Evaluation

Available

Pass a challenge before receiving a funded account.

Instant funding

Available

Funded account without an evaluation phase.

Scaling plan

—

No formal scaling plan documented.

Account sizes offeredCFDs $5,000–$200,000; futures $25,000–$150,000 (simulated)
Max allocation$1,000,000
Evaluation feeCFDs: one-time fee from $44
Monthly subscriptionFutures: monthly subscription from $129

Trading rules

What's allowed, what isn't

Asset classes supported

forexindicescommoditiescryptofutures
News trading allowed—
Overnight holding allowed—
Weekend holding allowed—
Copy trading allowedⓘ—

Related terms: trailing drawdown · consistency rule · profit split

Platforms & technology

Where and how you trade

Data feed provider—
InstrumentsForex, indices, metals, oil and crypto CFDs; CME futures (ES, NQ, RTY, YM, CL, GC)

Supported platforms

DXtradecTraderMatchTraderGooeyProRithmicDXFuturesVolumetrica

Papaya Funding FAQs

Based on terms reviewed Oct 21, 2026

What should traders verify before choosing Papaya Funding?+

Review the specific program's drawdown rules, payout eligibility, prohibited strategies, platform availability, refund terms and any country restrictions before purchasing. Terms can differ between programs at the same firm. This profile summarizes the latest documented terms we found, but traders should confirm the current rules directly with Papaya Funding before purchasing.

Does Papaya Funding offer evaluation and instant-funding options?+

Papaya Funding offers an evaluation (challenge) path and an instant-funding path. Program rules, fees and payout terms can differ between paths, so confirm the terms of the specific program you intend to buy.

How do Papaya Funding's payouts and profit split work?+

The published profit split is up to 90% of net profits to the trader, depending on the program; payout frequency: Every 5 days on futures (min $500); every 14 days on CFDs (min 1%). Paid via Rise, crypto or store credits.. Payout eligibility begins after the applicable program cycle, and program-specific terms should be confirmed directly with the firm.

How does Papaya Funding's scaling plan work?+

Papaya Funding publishes a scaling ceiling of up to $1,000,000 through scaling. A scaling ceiling is the maximum allocation reachable over time — not the size of an initial funded account.

Which platforms and markets are available at Papaya Funding?+

Platforms: DXtrade, cTrader, MatchTrader, GooeyPro, Rithmic, DXFutures, Volumetrica. Markets: forex, indices, commodities, crypto, futures. Availability can differ by program and by region — confirm on the firm's platform and product pages before purchasing.

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