Research profile
Audacity Instant
Instant-funded forex program offering live accounts with no challenge phase and scaling rules.
- Headquarters
- London
- Founded
- 2018
- Funding model
- Instant Funding
- Availability
- Not clearly stated
U.S. traders: Accepted — verify on the firm's own terms before purchasing.
Profile updated: August 30, 2026 · Primary source types reviewed: firm rules, FAQ and program pages · Research & methodology
May suit
traders focused on forex; traders who prefer to skip a traditional evaluation; traders who want a published scaling path.
Consider alternatives if
you require futures, exchange-traded equities, options; you rely on copy trading.
Trader rating
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Overview
What this firm is and who it serves
Audacity Capital (also operating Audacity Instant) is a London-established proprietary trading firm founded in 2012. The firm provides capital allocation programs to retail and professional traders across more than 140 countries. Its offerings include both multi-step evaluation programs (such as the Ability Challenge) and direct Instant Funded Programs, catering to diverse trader preferences and experience levels. Traders participating in Audacity Capital's programs gain access to virtual account sizes ranging from standard starter tiers up to larger allocations, with scaling structures capable of reaching up to $2 million in trading capital. The firm supports flexibility by allowing news trading, weekend position holding, Expert Advisors (EAs), and copy trading without applying consistency rule restrictions. Trading accounts operate on cloud-based technology and institutional liquidity feeds, supporting platforms such as MetaTrader 5 (MT5) and DXtrade. Funded accounts offer profit sharing up to 90% alongside rapid payout processing schedules. Additionally, the company provides educational resources through its free Trader University program.
"Changing Lives Through Capital"
At a glance
Structured facts about this firm
- Firm Type
- Instant Funding prop firm
- Market Focus
- Forex
- Trading Style
- News trading permitted, overnight holding allowed, weekend holding allowed
- Retail Accessibility
- Open to retail traders via instant funding
- Based in
- London
- Trader availability
- Not clearly stated
- Known For
- Instant funding and evaluation challenge account options
Funding programs
Account types and the path to capital
Evaluation
Ability Challenge
Source| Account | Fee | Target | Drawdown |
|---|---|---|---|
| $5K | $49 | 10% | 15% |
| $10K | $79 | 10% | 15% |
| $25K | $195 | 10% | 15% |
| $50K | $329 | 10% | 15% |
| $100K | $549 | 10% | 15% |
| $200K | $1,049 | 10% | 15% |
- Profit split
- 75–90%
- Payouts
- Bi-weekly
- First payout
- After your first live trade / With your first available 14 days
- Max allocation
- $2,000,000
- Max drawdown
- 15% (static)
- Daily loss limit
- 7.5%
- Min trading days
- 4
- Platforms
- MT5, DXTrade
Scaling
Grow your account up to $2 million. Account doubles each time you hit targets.
Pricing notes
Fees are refundable on first payout. Daily loss and Max loss limits decrease to 5% and 10% respectively in Phase 2 and Live.
Ability One
Source| Account | Fee | Target |
|---|---|---|
| $5K | $49 | 10% |
| $10K | $79 | 10% |
| $25K | $195 | 10% |
| $50K | $329 | 10% |
| $100K | $549 | 10% |
| $200K | $1,049 | 10% |
- Profit split
- 75–90%
- Payouts
- Bi-weekly
- Max allocation
- $2,000,000
- Max drawdown
- 6% (static)
- Daily loss limit
- 3%
- Min trading days
- 3
- Platforms
- MT5, DXTrade
Scaling
Scale up to $2M
Instant Funding
FTP (Instant Funding)
Source| Account | Fee |
|---|---|
| $5K | $49 |
| $10K | $79 |
| $25K | $195 |
| $50K | $329 |
| $100K | $549 |
| $200K | $1,049 |
- Profit split
- 75–80%
- Payouts
- Bi-weekly
- Max allocation
- $2,000,000
- Max drawdown
- 10% (static)
- Daily loss limit
- 5%
- Min trading days
- 5
- Platforms
- MT5, DXTrade
Scaling
Scale to $2M. Get funded up to 768K with FTP.
Pricing notes
10% profit target to unlock withdrawals. No monthly fees.
Trading rules
What's allowed, what isn't
Asset classes supported
Scaling rules
Doubles funded account at every 10% profit milestone up to $2,000,000, scaling profit split from 75% up to 90%
Related terms: trailing drawdown · consistency rule · profit split
Platforms & technology
Where and how you trade
Supported platforms
Payout structure
How and when you get paid
Pros & cons
A balanced view based on documented terms
Strengths
- +Same-day payouts upon approval
- +No consistency rule restrictions
- +Allows news trading, weekend holdings, and EAs/copy trading
- +Profit split up to 90%
- +Capital scaling options up to $2 million
Trade-offs
Audacity Instant FAQs
Based on terms reviewed August 30, 2026
What should traders verify before choosing Audacity Instant?+
Review the specific program's drawdown rules, payout eligibility, prohibited strategies, platform availability, refund terms and any country restrictions before purchasing. Terms can differ between programs at the same firm. This profile summarizes the latest documented terms we found, but traders should confirm the current rules directly with Audacity Instant before purchasing.
Does Audacity Instant offer evaluation and instant-funding options?+
Audacity Instant offers an instant-funding path. Program rules, fees and payout terms can differ between paths, so confirm the terms of the specific program you intend to buy.
How do Audacity Instant's payouts and profit split work?+
The published profit split is up to 75% of net profits to the trader, depending on the program; payouts are processed on a monthly basis; first payout eligibility: Monthly. Payout eligibility begins after the applicable program cycle, and program-specific terms should be confirmed directly with the firm.
How does Audacity Instant's scaling plan work?+
Audacity Instant publishes a scaling ceiling of up to $480,000 through scaling. Doubles funded account at every 10% profit milestone up to $2,000,000, scaling profit split from 75% up to 90%. A scaling ceiling is the maximum allocation reachable over time — not the size of an initial funded account.
What are Audacity Instant's main drawdown and trading restrictions?+
Based on the documented terms we reviewed: news trading is allowed, overnight holding is allowed, weekend holding is allowed, copy trading is not permitted. Drawdown type and consistency requirements can vary by program, so check the rulebook for the exact program before purchase.
Which platforms and markets are available at Audacity Instant?+
Platforms: MetaTrader 4. Markets: forex. Availability can differ by program and by region — confirm on the firm's platform and product pages before purchasing.
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