Head-to-head

Crypto Fund Trader vs Topstep

A direct, side-by-side comparison of Crypto Fund Trader and Topstep — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Crypto Fund Trader is best for

scaling toward larger allocations (up to $200,000); swing traders holding overnight; copy-trading setups.

Full Crypto Fund Trader profile →

Quick verdict

Topstep is best for

traders prioritizing profit share (90% vs 85%); news traders.

Full Topstep profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Crypto Fund Trader is roughly $9 cheaper to reach a first payout than Topstep, based on published fees alone.

Crypto Fund Trader

estimate

Approx. total

$89

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$89
Monthly fee
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: $89; monthly: ; first payout: After 14 days.

Topstep

estimate

Approx. total

$98

to reach first payout eligibility

Approx. time

15days

from sign-up to first eligible request

Start cost
$49
Monthly fee
$49/mo
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Monthly fee ($49) × 1 month added to startup cost.
  • Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Crypto Fund Trader trade-offs

  • Lower profit split

    Pays 85% versus 90% — 5 points less of every funded dollar.

Topstep trade-offs

  • Lower scaling ceiling

    Scales to $150,000 vs $200,000 at Crypto Fund Trader — caps long-term capital growth.

  • No overnight holds

    Closes positions intraday. Crypto Fund Trader allows overnight holds.

  • No copy trading

    Forbids copy / algo bridges. Crypto Fund Trader permits them.

Decision guide

Best for your trader type

AttributeCrypto Fund Trader

Evaluation Based · est. 2022

Topstep

Evaluation Based · est. 2012

Cost
Evaluation fee$89$49–$149/month (Trading Combine)
Monthly feeCombine $49–$149; Funded $135/mo flat after first payout
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split85%90%
Max allocation$200,000$150,000
Account sizes$10K–$200K$50K, $100K, $150K
ScalingScale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts.
Payouts
FrequencyBi-WeeklyWeekly (after 5 profitable days)
First payoutAfter 14 days5 winning days, $0 trailing drawdown breach
Assets
FuturesNoYes
StocksNoNo
OptionsNoNo
ForexNoNo
CryptoYesNo
Trading rules
News tradingYes
Overnight holdingYesNo
Weekend holdingYesNo
Copy tradingYesNo
Technology
PlatformsMetaTrader 5, Match-TraderTSTrader, NinjaTrader, TradingView, Quantower, Tradovate
Data feedCME Group (real-time included)
Company
HeadquartersLondon, UKChicago, USA

About Crypto Fund Trader

Crypto-focused prop firm offering BTC, ETH and altcoin evaluations on MT5 and Match-Trader.

Full Crypto Fund Trader profile →

About Topstep

Futures-focused funded trader program with a combine evaluation.

Full Topstep profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
4.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
3.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — Crypto Fund Trader or Topstep?
Crypto Fund Trader pays 85%; Topstep pays 90% of trader profits once funded. Topstep pays a higher share to the trader.
Is Crypto Fund Trader cheaper to start than Topstep?
Crypto Fund Trader: evaluation from $89. Topstep: evaluation from $49–$149/month (Trading Combine).
Which pays out faster — Crypto Fund Trader or Topstep?
Crypto Fund Trader payouts: Bi-Weekly. Topstep payouts: Weekly (after 5 profitable days). First-payout eligibility: Crypto Fund Trader — After 14 days; Topstep — 5 winning days, $0 trailing drawdown breach.
What's the maximum allocation at Crypto Fund Trader vs Topstep?
Crypto Fund Trader scales up to $200,000. Topstep scales up to $150,000.
Can I trade news at Crypto Fund Trader or Topstep?
Crypto Fund Trader: policy unconfirmed. Topstep: permits news trading.
Can I hold positions overnight at Crypto Fund Trader or Topstep?
Crypto Fund Trader: allows overnight holds. Topstep: does not allow overnight holds.

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