Head-to-head

Take Profit Trader vs Topstep

A direct, side-by-side comparison of Take Profit Trader and Topstep — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Take Profit Trader is best for

swing traders holding overnight.

Full Take Profit Trader profile →

Quick verdict

Topstep is best for

traders who prefer Evaluation-Based Funding and a Chicago, USA-based firm.

Full Topstep profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Topstep is roughly $52 cheaper to reach a first payout than Take Profit Trader, based on published fees alone.

Take Profit Trader

estimate

Approx. total

$150

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$150
Monthly fee
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: $150–$360/month; monthly: Monthly until pass; PA $0 ongoing; first payout: 14 days after first funded trade.

Topstep

estimate

Approx. total

$98

to reach first payout eligibility

Approx. time

15days

from sign-up to first eligible request

Start cost
$49
Monthly fee
$49/mo
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Monthly fee ($49) × 1 month added to startup cost.
  • Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Take Profit Trader trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Topstep trade-offs

  • No overnight holds

    Closes positions intraday. Take Profit Trader allows overnight holds.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • Swing & overnight

    Take Profit Trader

    Permits holding positions overnight.

  • Fastest payouts

    Topstep

    Weekly (after 5 profitable days) payouts.

AttributeTake Profit Trader

Evaluation Based · est. 2021

Topstep

Evaluation Based · est. 2012

Cost
Evaluation fee$150–$360/month$49–$149/month (Trading Combine)
Monthly feeMonthly until pass; PA $0 ongoingCombine $49–$149; Funded $135/mo flat after first payout
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split90%90%
Max allocation$150,000$150,000
Account sizes$25K, $50K, $75K, $100K, $150K$50K, $100K, $150K
ScalingNo formal scaling — purchase additional accounts.Scale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts.
Payouts
FrequencyEvery 7 days (after first 14)Weekly (after 5 profitable days)
First payout14 days after first funded trade5 winning days, $0 trailing drawdown breach
Assets
FuturesYesYes
StocksNoNo
OptionsNoNo
ForexNoNo
CryptoNoNo
Trading rules
News tradingYesYes
Overnight holdingYesNo
Weekend holdingYesNo
Copy tradingNoNo
Technology
PlatformsRithmic, Tradovate, NinjaTrader, TradingViewTSTrader, NinjaTrader, TradingView, Quantower, Tradovate
Data feedRithmic (CME real-time)CME Group (real-time included)
Company
HeadquartersPhoenix, USAChicago, USA

About Take Profit Trader

One-step futures evaluation firm with no scaling targets and clean rules.

Full Take Profit Trader profile →

About Topstep

Futures-focused funded trader program with a combine evaluation.

Full Topstep profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
4.4/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
3.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — Take Profit Trader or Topstep?
Take Profit Trader pays 90%; Topstep pays 90% of trader profits once funded. Both firms offer the same profit share.
Is Take Profit Trader cheaper to start than Topstep?
Take Profit Trader: evaluation from $150–$360/month. Topstep: evaluation from $49–$149/month (Trading Combine).
Which pays out faster — Take Profit Trader or Topstep?
Take Profit Trader payouts: Every 7 days (after first 14). Topstep payouts: Weekly (after 5 profitable days). First-payout eligibility: Take Profit Trader — 14 days after first funded trade; Topstep — 5 winning days, $0 trailing drawdown breach.
What's the maximum allocation at Take Profit Trader vs Topstep?
Take Profit Trader scales up to $150,000. Topstep scales up to $150,000.
Can I trade news at Take Profit Trader or Topstep?
Take Profit Trader: permits news trading. Topstep: permits news trading.
Can I hold positions overnight at Take Profit Trader or Topstep?
Take Profit Trader: allows overnight holds. Topstep: does not allow overnight holds.

Still deciding?

Get a personalized firm match

A short quiz about your trading style, account size, and goals — we'll rank Take Profit Trader, Topstep, and every other firm in our database by fit.

Find my firm match →