Head-to-head
My Funded Futures vs Topstep
A direct, side-by-side comparison of My Funded Futures and Topstep — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
Topstep is best for
traders who prefer Evaluation and a Chicago, USA-based firm.
Full Topstep profile →Watch flags · risk only
Public risk notes we've recorded on the firm record. Not a judgement of fit — just things to verify before committing capital.
- My Funded Futures
reports of withdrawal delays and denials, sudden rule changes, restrictive consistency enforcement
- Topstep
recent trader complaints regarding platform stability, lack of phone support
Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
My Funded Futures is roughly $18 cheaper to reach a first payout than Topstep, based on published fees alone.
My Funded Futures
estimateApprox. total
$80
to reach first payout eligibility
Approx. time
24days
from sign-up to first eligible request
- Start cost
- $80
- Monthly fee
- —
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: $80–$525/month (Starter/Expert/Milestone); monthly: Plan-dependent; PA accounts $0 ongoing on Expert plan; first payout: 14 days after first PA trade, min 5 winning days.
Topstep
estimateApprox. total
$98
to reach first payout eligibility
Approx. time
15days
from sign-up to first eligible request
- Start cost
- $49
- Monthly fee
- $49/mo
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Monthly fee ($49) × 1 month added to startup cost.
- Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
My Funded Futures trade-offs
Open risk note
Watch flag on file: reports of withdrawal delays and denials, sudden rule changes, restrictive consistency enforcement
Topstep trade-offs
No copy trading
Forbids copy / algo bridges. My Funded Futures permits them.
Open risk note
Watch flag on file: recent trader complaints regarding platform stability, lack of phone support
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 90%.
- Copy & algo traders
Copy trading is permitted.
| Attribute | My Funded Futures Evaluation · est. 2023 | Topstep Evaluation · est. 2012 |
|---|---|---|
| Cost | ||
| Evaluation fee | $80–$525/month (Starter/Expert/Milestone) | $49–$149/month (Trading Combine) |
| Monthly fee | Plan-dependent; PA accounts $0 ongoing on Expert plan | Combine $49–$149; Funded $135/mo flat after first payout |
| Evaluation required | Yes | Yes |
| Instant funding | No | No |
| Capital | ||
| Profit split | 90% | 90% |
| Max allocation | $150,000 | $150,000 |
| Account sizes | $50K, $100K, $150K | $50K, $100K, $150K |
| Scaling | Up to 5 PA accounts; copy trade between them. | Scale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts. |
| Payouts | ||
| Frequency | Bi-weekly (every 14 days) | Weekly (after 5 profitable days) |
| First payout | 14 days after first PA trade, min 5 winning days | 5 winning days, $0 trailing drawdown breach |
| Assets | ||
| Futures | Yes | Yes |
| Stocks | No | No |
| Options | No | No |
| Forex | No | No |
| Crypto | No | No |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | No | No |
| Weekend holding | No | No |
| Copy trading | Yes | No |
| Technology | ||
| Platforms | NinjaTrader, Tradovate, TradingView, Quantower, Rithmic | NinjaTrader, Quantower, Sterling, TradeStation, TradingView, Tradovate, TSTrader |
| Data feed | Rithmic / CQG / Tradovate | CME Group (real-time included) |
| Company | ||
| Headquarters | Charlotte, USA | Chicago, USA |
About My Funded Futures
Fast-growing futures prop firm with one-step and starter evaluation models on Tradovate and Rithmic.
Full My Funded Futures profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — My Funded Futures or Topstep?
- My Funded Futures pays 90%; Topstep pays 90% of trader profits once funded. Both firms offer the same profit share.
- Is My Funded Futures cheaper to start than Topstep?
- My Funded Futures: evaluation from $80–$525/month (Starter/Expert/Milestone). Topstep: evaluation from $49–$149/month (Trading Combine).
- Which pays out faster — My Funded Futures or Topstep?
- My Funded Futures payouts: Bi-weekly (every 14 days). Topstep payouts: Weekly (after 5 profitable days). First-payout eligibility: My Funded Futures — 14 days after first PA trade, min 5 winning days; Topstep — 5 winning days, $0 trailing drawdown breach.
- What's the maximum allocation at My Funded Futures vs Topstep?
- My Funded Futures scales up to $150,000. Topstep scales up to $150,000.
- Can I trade news at My Funded Futures or Topstep?
- My Funded Futures: permits news trading. Topstep: permits news trading.
- Can I hold positions overnight at My Funded Futures or Topstep?
- My Funded Futures: does not allow overnight holds. Topstep: does not allow overnight holds.
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