Head-to-head

FXIFY vs The 5%ers

FXIFY vs The 5%ers covers the two firms side by side on the facts recorded in their profiles.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for FXIFY and The 5%ers. Data pulled live from our firm listings.

Quick verdict

FXIFY is best for

traders who prefer Evaluation + Instant Funding and a London, UK-based firm.

Full FXIFY profile →

Quick verdict

The 5%ers is best for

traders prioritizing profit share (100% vs 90%); scaling toward larger allocations (up to $4,000,000).

Full The 5%ers profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

The 5%ers is roughly $16.5 cheaper to reach a first payout than FXIFY, based on published fees alone.

FXIFY

estimate

Approx. total

$19

to reach first payout eligibility

Approx. time

14days

from sign-up to first eligible request

Start cost
$19
Monthly fee
None
How we estimated this
  • Instant-funding path: lowest published activation cost.
  • Firm advertises no monthly fee.
  • Source — eval fee: $19–$4,249 one-time (evaluations $39–$2,950; Instant Lite $19–$289; Instant Standard $69–$4,249); monthly: No monthly fee; first payout: 14 days; 7 days with add-on.

The 5%ers

estimate

Approx. total

$2.5

to reach first payout eligibility

Approx. time

14days

from sign-up to first eligible request

Start cost
$2.5
Monthly fee
None
How we estimated this
  • Instant-funding path: lowest published activation cost.
  • Firm advertises no monthly fee.
  • Source — eval fee: One-time fees: High Stakes from $19 ($2.5K), Hyper Growth from $52 ($5K), Bootcamp from $22 + $50 when funded ($20K), Summer Plan 1 Step $100K $249; monthly: No monthly fee; first payout: 14 days after first profit target hit.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FXIFY trade-offs

  • Lower profit split

    Pays 90% versus 100% — 10 points less of every funded dollar.

  • Lower scaling ceiling

    Scales to $400,000 vs $4,000,000 at The 5%ers — caps long-term capital growth.

The 5%ers trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Decision guide

Best for your trader type

AttributeFXIFY

Evaluation + Instant Funding · est. 2023

The 5%ers

Evaluation + Instant Funding · est. 2016

Retail accessibilityOpen to retail traders via evaluationOpen to retail traders via evaluation
Cost
Evaluation fee$19–$4,249 one-time (evaluations $39–$2,950; Instant Lite $19–$289; Instant Standard $69–$4,249)One-time fees: High Stakes from $19 ($2.5K), Hyper Growth from $52 ($5K), Bootcamp from $22 + $50 when funded ($20K), Summer Plan 1 Step $100K $249
Monthly feeNo monthly feeNo monthly fee
Evaluation requiredYesYes
Instant fundingYesYes
Capital
Profit split90%100%
Max allocation$400,000$4,000,000
Account sizes$1K–$400K (One Phase / Two Phase Standard / Three Phase $5K–$400K; Two Phase Classic $5K–$100K; Pro $10K–$250K; Lightning $10K–$100K; Instant $1K–$100K)High Stakes $2.5K–$100K, Hyper Growth $5K–$50K, Bootcamp $20K–$250K; scale up to $4M
Scaling25% increase every 3 months at 10% gain; up to $4M.Bootcamp: 2x size at each 10% milestone; Hyper Growth: +20% per 5% profit.
Payouts
FrequencyOn-demand (after 14 days)Monthly (Bootcamp) / bi-weekly (Hyper Growth)
First payout14 days; 7 days with add-on14 days after first profit target hit
Assets
FuturesNoNo
StocksYesYes
OptionsNoNo
ForexYesYes
CryptoYesYes
Trading rules
News tradingYesYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingNoNo
Technology
PlatformsMetaTrader 4, MetaTrader 5, DXtrade, TradeLockercTrader, Match-Trader, MetaTrader 4, MetaTrader 5
Data feedFXPIG / Match-Trade liquidityMatch-Trade / liquidity providers
Company
HeadquartersLondon, UKTel Aviv, Israel

About FXIFY

Broker-backed prop firm with one-, two- and three-phase challenges, instant funding and a Lightning Challenge. Its site footer names Prime Intermarket Group Eurasia Ltd, a Mauritius-licensed investment dealer.

Full FXIFY profile →

About The 5%ers

Funded trader program with high-stakes, bootcamp, and hyper-growth account models scaling up to $4M. The 5%ers is a prop firm that offers instant-funding and evaluation models for forex traders.

Full The 5%ers profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — FXIFY or The 5%ers?
FXIFY pays 90%; The 5%ers pays 100% of trader profits once funded. The 5%ers pays a higher share to the trader.
Is FXIFY cheaper to start than The 5%ers?
FXIFY: offers instant funding (no evaluation). The 5%ers: offers instant funding (no evaluation).
Which pays out faster — FXIFY or The 5%ers?
FXIFY payouts: On-demand (after 14 days). The 5%ers payouts: Monthly (Bootcamp) / bi-weekly (Hyper Growth). First-payout eligibility: FXIFY — 14 days; 7 days with add-on; The 5%ers — 14 days after first profit target hit.
What's the maximum allocation at FXIFY vs The 5%ers?
FXIFY scales up to $400,000. The 5%ers scales up to $4,000,000.
Can I trade news at FXIFY or The 5%ers?
FXIFY: permits news trading. The 5%ers: permits news trading.
Can I hold positions overnight at FXIFY or The 5%ers?
FXIFY: allows overnight holds. The 5%ers: allows overnight holds.

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