Head-to-head
FundedNext vs Topstep
FundedNext vs Topstep covers the two firms side by side on the facts recorded in their profiles, profiled by proprietarytrading.com.
Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for FundedNext and Topstep. Data pulled live from our firm listings.
Quick verdict
FundedNext is best for
traders prioritizing profit share (95% vs 90%); traders who want to skip the evaluation; scaling toward larger allocations (up to $400,000).
Full FundedNext profile →Quick verdict
Topstep is best for
traders who prefer Evaluation and a Chicago, USA-based firm.
Full Topstep profile →Watch flags · risk only
Public risk notes we've recorded on the firm record. Not a judgement of fit — just things to verify before committing capital.
- FundedNext
public trader payout disputes, account termination complaints, regulatory compliance caveats
- Topstep
recent trader complaints regarding platform stability, lack of phone support
Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
FundedNext is roughly $59 cheaper to reach a first payout than Topstep, based on published fees alone.
FundedNext
estimateApprox. total
$39
to reach first payout eligibility
Approx. time
14days
from sign-up to first eligible request
- Start cost
- $39
- Monthly fee
- None
How we estimated this
- Instant-funding path: lowest published activation cost.
- Firm advertises no monthly fee.
- Source — eval fee: $39–$999 one-time; monthly: No monthly fee; first payout: 5–14 days depending on plan.
Topstep
estimateApprox. total
$98
to reach first payout eligibility
Approx. time
15days
from sign-up to first eligible request
- Start cost
- $49
- Monthly fee
- $49/mo
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Monthly fee ($49) × 1 month added to startup cost.
- Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
FundedNext trade-offs
Open risk note
Watch flag on file: public trader payout disputes, account termination complaints, regulatory compliance caveats
Topstep trade-offs
Lower profit split
Pays 90% versus 95% — 5 points less of every funded dollar.
Slower to funded
Requires passing an evaluation before payouts. FundedNext offers instant funding as an alternative path.
Lower scaling ceiling
Scales to $150,000 vs $400,000 at FundedNext — caps long-term capital growth.
Decision guide
Best for your trader type
- Highest profit share
95% vs 90%
- Fastest to funded
Offers instant funding.
- Biggest scaling ceiling
Up to $400,000.
- Swing & overnight
Permits holding positions overnight.
| Attribute | FundedNext Evaluation + Instant Funding · est. 2022 | Topstep Evaluation · est. 2012 |
|---|---|---|
| Cost | ||
| Evaluation fee | $39–$999 one-time | $49–$149/month (Trading Combine) |
| Monthly fee | No monthly fee | Combine $49–$149; Funded $135/mo flat after first payout |
| Evaluation required | Yes | Yes |
| Instant funding | Yes | No |
| Capital | ||
| Profit split | 95% | 90% |
| Max allocation | $400,000 | $150,000 |
| Account sizes | $6K, $15K, $25K, $50K, $100K, $200K | $50K, $100K, $150K |
| Scaling | 40% scaling every 4 months; up to $4M total allocation. | Scale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts. |
| Payouts | ||
| Frequency | Weekly (Stellar) / on-demand | Weekly (after 5 profitable days) |
| First payout | 5–14 days depending on plan | 5 winning days, $0 trailing drawdown breach |
| Assets | ||
| Futures | Yes | Yes |
| Stocks | Yes | No |
| Options | No | No |
| Forex | Yes | No |
| Crypto | Yes | No |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | No |
| Weekend holding | Yes | No |
| Copy trading | No | No |
| Technology | ||
| Platforms | MetaTrader 4, MetaTrader 5, cTrader | NinjaTrader, Quantower, Sterling, TradeStation, TradingView, Tradovate, TSTrader |
| Data feed | GBE Brokers / liquidity providers | CME Group (real-time included) |
| Company | ||
| Headquarters | Dubai, UAE | Chicago, USA |
About FundedNext
Rapidly growing prop firm offering evaluation and instant funding programs up to $300K across FX and CFDs.
Full FundedNext profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — FundedNext or Topstep?
- FundedNext pays 95%; Topstep pays 90% of trader profits once funded. FundedNext pays a higher share to the trader.
- Is FundedNext cheaper to start than Topstep?
- FundedNext: offers instant funding (no evaluation). Topstep: evaluation from $49–$149/month (Trading Combine).
- Which pays out faster — FundedNext or Topstep?
- FundedNext payouts: Weekly (Stellar) / on-demand. Topstep payouts: Weekly (after 5 profitable days). First-payout eligibility: FundedNext — 5–14 days depending on plan; Topstep — 5 winning days, $0 trailing drawdown breach.
- What's the maximum allocation at FundedNext vs Topstep?
- FundedNext scales up to $400,000. Topstep scales up to $150,000.
- Can I trade news at FundedNext or Topstep?
- FundedNext: permits news trading. Topstep: permits news trading.
- Can I hold positions overnight at FundedNext or Topstep?
- FundedNext: allows overnight holds. Topstep: does not allow overnight holds.
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