Head-to-head
FTMO vs ThinkCapital
A direct, side-by-side comparison of FTMO and ThinkCapital — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
ThinkCapital is best for
traders who want to skip the evaluation.
Full ThinkCapital profile →Watch flags · risk only
Public risk notes we've recorded on the firm record. Not a judgement of fit — just things to verify before committing capital.
- ThinkCapital
unregulated prop firm activity, limited independent payout verification, thin third-party review coverage
Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
FTMO
estimateApprox. total
—
to reach first payout eligibility
Approx. time
17days
from sign-up to first eligible request
- Start cost
- —
- Monthly fee
- None
How we estimated this
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.
ThinkCapital
estimateApprox. total
$2.5
to reach first payout eligibility
Approx. time
14days
from sign-up to first eligible request
- Start cost
- $2.5
- Monthly fee
- —
How we estimated this
- Instant-funding path: lowest published activation cost.
- Source — eval fee: Starting from $39 ($5K Nexus Challenge) / $49 ($2.5K Bolt Instant Funding) / $59 ($5K Lightning & Dual Step Challenges); monthly: —; first payout: 14 days (with a 7-day payout frequency option available via add-on).
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
FTMO trade-offs
Slower to funded
Requires passing an evaluation before payouts. ThinkCapital offers instant funding as an alternative path.
ThinkCapital trade-offs
No copy trading
Forbids copy / algo bridges. FTMO permits them.
Open risk note
Watch flag on file: unregulated prop firm activity, limited independent payout verification, thin third-party review coverage
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 90%.
- Fastest to funded
Offers instant funding.
- Biggest scaling ceiling
Up to $200,000.
- Copy & algo traders
Copy trading is permitted.
| Attribute | FTMO Evaluation · est. 2015 | ThinkCapital Evaluation + Instant Funding · est. 2023 |
|---|---|---|
| Cost | ||
| Evaluation fee | €89–€1,080 one-time (refundable on pass) | Starting from $39 ($5K Nexus Challenge) / $49 ($2.5K Bolt Instant Funding) / $59 ($5K Lightning & Dual Step Challenges) |
| Monthly fee | No monthly fee — one-time challenge cost | — |
| Evaluation required | Yes | Yes |
| Instant funding | No | Yes |
| Capital | ||
| Profit split | 90% | 90% |
| Max allocation | $200,000 | $5K–$200K |
| Account sizes | $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK) | $5K–$200K |
| Scaling | Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months. | — |
| Payouts | ||
| Frequency | On-demand (default 14 days, weekly available) | Bi-weekly |
| First payout | First payout possible after 14 days; reduce to weekly on request | 14 days (with a 7-day payout frequency option available via add-on) |
| Assets | ||
| Futures | Yes | No |
| Stocks | Yes | No |
| Options | No | No |
| Forex | Yes | Yes |
| Crypto | Yes | Yes |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | Yes |
| Weekend holding | Yes | Yes |
| Copy trading | Yes | No |
| Technology | ||
| Platforms | cTrader, DXtrade, MetaTrader 4, MetaTrader 5 | ThinkTrader, MetaTrader 4, MetaTrader 5 |
| Data feed | Purple Trading / Spotware | — |
| Company | ||
| Headquarters | Prague, Czech Republic | Cyprus |
About ThinkCapital
Prop firm by ThinkMarkets group leveraging regulated broker infrastructure.
Full ThinkCapital profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — FTMO or ThinkCapital?
- FTMO pays 90%; ThinkCapital pays 90% of trader profits once funded. Both firms offer the same profit share.
- Is FTMO cheaper to start than ThinkCapital?
- FTMO: evaluation from €89–€1,080 one-time (refundable on pass). ThinkCapital: offers instant funding (no evaluation).
- Which pays out faster — FTMO or ThinkCapital?
- FTMO payouts: On-demand (default 14 days, weekly available). ThinkCapital payouts: Bi-weekly. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; ThinkCapital — 14 days (with a 7-day payout frequency option available via add-on).
- What's the maximum allocation at FTMO vs ThinkCapital?
- FTMO scales up to $200,000. ThinkCapital scales up to $5K–$200K.
- Can I trade news at FTMO or ThinkCapital?
- FTMO: permits news trading. ThinkCapital: permits news trading.
- Can I hold positions overnight at FTMO or ThinkCapital?
- FTMO: allows overnight holds. ThinkCapital: allows overnight holds.
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