Which has a higher profit split — FTMO or The Funded Trader?

FTMO pays 90%; The Funded Trader pays 90% of trader profits once funded. Both firms offer the same profit share.

Is FTMO cheaper to start than The Funded Trader?

FTMO: offers instant funding (no evaluation). The Funded Trader: evaluation from $59–$1,599 one-time.

Which pays out faster — FTMO or The Funded Trader?

FTMO payouts: On-demand (default 14 days, weekly available). The Funded Trader payouts: Bi-weekly. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; The Funded Trader — 14 days after first funded trade.

What's the maximum allocation at FTMO vs The Funded Trader?

FTMO scales up to $200,000. The Funded Trader scales up to $600,000.

Can I trade news at FTMO or The Funded Trader?

FTMO: permits news trading. The Funded Trader: permits news trading.

Can I hold positions overnight at FTMO or The Funded Trader?

FTMO: allows overnight holds. The Funded Trader: allows overnight holds.

Head-to-head

FTMO vs The Funded Trader

FTMO vs The Funded Trader covers the two firms side by side on the facts recorded in their profiles.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for FTMO and The Funded Trader. Data pulled live from our firm listings.

Quick verdict

FTMO is best for

traders who want to skip the evaluation; copy-trading setups.

Full FTMO profile →

Get deal

Quick verdict

The Funded Trader is best for

scaling toward larger allocations (up to $600,000).

Full The Funded Trader profile →

Visit site

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FTMO

estimate

Approx. total

—

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost: —
Monthly fee: None

How we estimated this

Instant funding offered but cost not published — figure unverified.
Source — eval fee: 2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time); monthly: 2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD); first payout: First payout possible after 14 days; reduce to weekly on request.

The Funded Trader

estimate

Approx. total

$59

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost: $59
Monthly fee: None

How we estimated this

Evaluation path: lowest published one-time evaluation fee.
Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
Firm advertises no monthly fee.
Source — eval fee: $59–$1,599 one-time; monthly: No monthly fee; first payout: 14 days after first funded trade.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FTMO trade-offs

Lower scaling ceiling
Scales to $200,000 vs $600,000 at The Funded Trader — caps long-term capital growth.

The Funded Trader trade-offs

Slower to funded
Requires passing an evaluation before payouts. FTMO offers instant funding as an alternative path.
No copy trading
Forbids copy / algo bridges. FTMO permits them.

Decision guide

Best for your trader type

Highest profit share
Tie
Both pay 90%.
Fastest to funded
FTMO
Offers instant funding.
Biggest scaling ceiling
The Funded Trader
Up to $600,000.
Copy & algo traders
FTMO
Copy trading is permitted.

Attribute	FTMO Evaluation · est. 2015	The Funded Trader Evaluation · est. 2021
Retail accessibility	Open to retail traders via evaluation	Open to retail traders via evaluation
Cost
Evaluation fee	2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time)	$59–$1,599 one-time
Monthly fee	2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD)	No monthly fee
Evaluation required	Yes	Yes
Instant funding	Yes	No
Capital
Profit split	90%	90%
Max allocation	$200,000	$600,000
Account sizes	$5K (Instant only), $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK and more)	$5K–$400K (scalable to $1.5M)
Scaling	Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.	25% scaling every 4 months at 10% gain; up to $1.5M.
Payouts
Frequency	On-demand (default 14 days, weekly available)	Bi-weekly
First payout	First payout possible after 14 days; reduce to weekly on request	14 days after first funded trade
Assets
Futures	Yes	No
Stocks	Yes	Yes
Options	No	No
Forex	Yes	Yes
Crypto	Yes	Yes
Trading rules
News trading	Yes	Yes
Overnight holding	Yes	Yes
Weekend holding	Yes	Yes
Copy trading	Yes	No
Technology
Platforms	cTrader, DXtrade, MetaTrader 4, MetaTrader 5	MetaTrader 4, MetaTrader 5, DXtrade, Match-Trader
Data feed	Purple Trading / Spotware	Eightcap / liquidity providers
Company
Headquarters	Prague, Czech Republic	Florida, USA

About FTMO

Online evaluation program funding remote retail traders. Funds traders across forex, indices, commodities, and crypto.

Full FTMO profile →

About The Funded Trader

Remote prop firm offering scaling plans for retail traders.

Full The Funded Trader profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

FTMO

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

The Funded Trader

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Frequently asked

Common questions

Which has a higher profit split — FTMO or The Funded Trader?: FTMO pays 90%; The Funded Trader pays 90% of trader profits once funded. Both firms offer the same profit share.
Is FTMO cheaper to start than The Funded Trader?: FTMO: offers instant funding (no evaluation). The Funded Trader: evaluation from $59–$1,599 one-time.
Which pays out faster — FTMO or The Funded Trader?: FTMO payouts: On-demand (default 14 days, weekly available). The Funded Trader payouts: Bi-weekly. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; The Funded Trader — 14 days after first funded trade.
What's the maximum allocation at FTMO vs The Funded Trader?: FTMO scales up to $200,000. The Funded Trader scales up to $600,000.
Can I trade news at FTMO or The Funded Trader?: FTMO: permits news trading. The Funded Trader: permits news trading.
Can I hold positions overnight at FTMO or The Funded Trader?: FTMO: allows overnight holds. The Funded Trader: allows overnight holds.

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