Which has a higher profit split — FTMO or The 5%ers?

FTMO pays 90%; The 5%ers pays 100% of trader profits once funded. The 5%ers pays a higher share to the trader.

Is FTMO cheaper to start than The 5%ers?

FTMO: evaluation from €89–€1,080 one-time (refundable on pass). The 5%ers: offers instant funding (no evaluation).

Which pays out faster — FTMO or The 5%ers?

FTMO payouts: On-demand (default 14 days, weekly available). The 5%ers payouts: Monthly (Bootcamp) / bi-weekly (Hyper Growth). First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; The 5%ers — 14 days after first profit target hit.

What's the maximum allocation at FTMO vs The 5%ers?

FTMO scales up to $200,000. The 5%ers scales up to $4,000,000.

Can I trade news at FTMO or The 5%ers?

FTMO: permits news trading. The 5%ers: permits news trading.

Can I hold positions overnight at FTMO or The 5%ers?

FTMO: allows overnight holds. The 5%ers: allows overnight holds.

Head-to-head

FTMO vs The 5%ers

FTMO vs The 5%ers covers the two firms side by side on the facts recorded in their profiles, profiled by proprietarytrading.com.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for FTMO and The 5%ers. Data pulled live from our firm listings.

Quick verdict

FTMO is best for

copy-trading setups.

Full FTMO profile →

Quick verdict

The 5%ers is best for

traders prioritizing profit share (100% vs 90%); traders who want to skip the evaluation; scaling toward larger allocations (up to $4,000,000).

Full The 5%ers profile →

Watch flags · risk only

Public risk notes we've recorded on the firm record. Not a judgement of fit — just things to verify before committing capital.

The 5%ers
regulator warning, jurisdictional concern, unverified regulatory oversight

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FTMO

estimate

Approx. total

—

to reach first payout eligibility

Approx. time

17days

from sign-up to first eligible request

Start cost: —
Monthly fee: None

How we estimated this

Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.

The 5%ers

estimate

Approx. total

$95

to reach first payout eligibility

Approx. time

14days

from sign-up to first eligible request

Start cost: $95
Monthly fee: None

How we estimated this

Instant-funding path: lowest published activation cost.
Firm advertises no monthly fee.
Source — eval fee: $95–$1,495 one-time; monthly: No monthly fee; first payout: 14 days after first profit target hit.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FTMO trade-offs

Lower profit split
Pays 90% versus 100% — 10 points less of every funded dollar.
Slower to funded
Requires passing an evaluation before payouts. The 5%ers offers instant funding as an alternative path.
Lower scaling ceiling
Scales to $200,000 vs $4,000,000 at The 5%ers — caps long-term capital growth.

The 5%ers trade-offs

No copy trading
Forbids copy / algo bridges. FTMO permits them.
Open risk note
Watch flag on file: regulator warning, jurisdictional concern, unverified regulatory oversight

Decision guide

Best for your trader type

Highest profit share
The 5%ers
100% vs 90%
Fastest to funded
The 5%ers
Offers instant funding.
Biggest scaling ceiling
The 5%ers
Up to $4,000,000.
Copy & algo traders
FTMO
Copy trading is permitted.

Attribute	FTMO Evaluation · est. 2015	The 5%ers Evaluation + Instant Funding · est. 2016
Cost
Evaluation fee	€89–€1,080 one-time (refundable on pass)	$95–$1,495 one-time
Monthly fee	No monthly fee — one-time challenge cost	No monthly fee
Evaluation required	Yes	Yes
Instant funding	No	Yes
Capital
Profit split	90%	100%
Max allocation	$200,000	$4,000,000
Account sizes	$10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK)	$5K–$100K (scale to $4M)
Scaling	Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.	Bootcamp: 2x size at each 10% milestone; Hyper Growth: +20% per 5% profit.
Payouts
Frequency	On-demand (default 14 days, weekly available)	Monthly (Bootcamp) / bi-weekly (Hyper Growth)
First payout	First payout possible after 14 days; reduce to weekly on request	14 days after first profit target hit
Assets
Futures	Yes	No
Stocks	Yes	Yes
Options	No	No
Forex	Yes	Yes
Crypto	Yes	Yes
Trading rules
News trading	Yes	Yes
Overnight holding	Yes	Yes
Weekend holding	Yes	Yes
Copy trading	Yes	No
Technology
Platforms	cTrader, DXtrade, MetaTrader 4, MetaTrader 5	cTrader, Match-Trader, MetaTrader 4, MetaTrader 5
Data feed	Purple Trading / Spotware	Match-Trade / liquidity providers
Company
Headquarters	Prague, Czech Republic	Tel Aviv, Israel

About FTMO

Online evaluation program funding remote retail traders.

Full FTMO profile →

About The 5%ers

Israeli-founded funded trader program with high-stakes, bootcamp, and hyper-growth account models scaling up to $4M.

Full The 5%ers profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

FTMO

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

The 5%ers

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Frequently asked

Common questions

Which has a higher profit split — FTMO or The 5%ers?: FTMO pays 90%; The 5%ers pays 100% of trader profits once funded. The 5%ers pays a higher share to the trader.
Is FTMO cheaper to start than The 5%ers?: FTMO: evaluation from €89–€1,080 one-time (refundable on pass). The 5%ers: offers instant funding (no evaluation).
Which pays out faster — FTMO or The 5%ers?: FTMO payouts: On-demand (default 14 days, weekly available). The 5%ers payouts: Monthly (Bootcamp) / bi-weekly (Hyper Growth). First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; The 5%ers — 14 days after first profit target hit.
What's the maximum allocation at FTMO vs The 5%ers?: FTMO scales up to $200,000. The 5%ers scales up to $4,000,000.
Can I trade news at FTMO or The 5%ers?: FTMO: permits news trading. The 5%ers: permits news trading.
Can I hold positions overnight at FTMO or The 5%ers?: FTMO: allows overnight holds. The 5%ers: allows overnight holds.

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