Head-to-head

FTMO vs OneUp Trader

A direct, side-by-side comparison of FTMO and OneUp Trader — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

FTMO is best for

swing traders holding overnight; copy-trading setups.

Full FTMO profile →

Quick verdict

OneUp Trader is best for

scaling toward larger allocations (up to $250,000).

Full OneUp Trader profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FTMO

estimate

Approx. total

to reach first payout eligibility

Approx. time

17days

from sign-up to first eligible request

Start cost
Monthly fee
None
How we estimated this
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.

OneUp Trader

estimate

Approx. total

$105

to reach first payout eligibility

Approx. time

25days

from sign-up to first eligible request

Start cost
$105
Monthly fee
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: $105–$650/month (one-step eval); monthly: Monthly until funded; first payout: 15 days after funding.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FTMO trade-offs

  • Lower scaling ceiling

    Scales to $200,000 vs $250,000 at OneUp Trader — caps long-term capital growth.

OneUp Trader trade-offs

  • No overnight holds

    Closes positions intraday. FTMO allows overnight holds.

  • No copy trading

    Forbids copy / algo bridges. FTMO permits them.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • Biggest scaling ceiling

    OneUp Trader

    Up to $250,000.

  • Swing & overnight

    FTMO

    Permits holding positions overnight.

  • Copy & algo traders

    FTMO

    Copy trading is permitted.

AttributeFTMO

Evaluation Based · est. 2015

OneUp Trader

Evaluation Based · est. 2017

Cost
Evaluation fee€89–€1,080 one-time (refundable on pass)$105–$650/month (one-step eval)
Monthly feeNo monthly fee — one-time challenge costMonthly until funded
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split90%90%
Max allocation$200,000$250,000
Account sizes$10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK)$25K, $50K, $100K, $150K, $250K
ScalingScaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.No automatic scaling; multiple accounts permitted.
Payouts
FrequencyOn-demand (default 14 days, weekly available)On-demand (twice a month)
First payoutFirst payout possible after 14 days; reduce to weekly on request15 days after funding
Assets
FuturesYesYes
StocksYesNo
OptionsNoNo
ForexYesNo
CryptoYesNo
Trading rules
News tradingYesYes
Overnight holdingYesNo
Weekend holdingYesNo
Copy tradingYesNo
Technology
PlatformsMetaTrader 4, MetaTrader 5, cTrader, DXtradeRithmic, NinjaTrader, TradingView, Sierra Chart
Data feedPurple Trading / SpotwareRithmic
Company
HeadquartersPrague, Czech RepublicLas Vegas, USA

About FTMO

Online evaluation program funding remote retail traders.

Full FTMO profile →

About OneUp Trader

Pioneer of the one-step futures funded-trader evaluation model.

Full OneUp Trader profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
4.8/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
4.7/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — FTMO or OneUp Trader?
FTMO pays 90%; OneUp Trader pays 90% of trader profits once funded. Both firms offer the same profit share.
Is FTMO cheaper to start than OneUp Trader?
FTMO: evaluation from €89–€1,080 one-time (refundable on pass). OneUp Trader: evaluation from $105–$650/month (one-step eval).
Which pays out faster — FTMO or OneUp Trader?
FTMO payouts: On-demand (default 14 days, weekly available). OneUp Trader payouts: On-demand (twice a month). First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; OneUp Trader — 15 days after funding.
What's the maximum allocation at FTMO vs OneUp Trader?
FTMO scales up to $200,000. OneUp Trader scales up to $250,000.
Can I trade news at FTMO or OneUp Trader?
FTMO: permits news trading. OneUp Trader: permits news trading.
Can I hold positions overnight at FTMO or OneUp Trader?
FTMO: allows overnight holds. OneUp Trader: does not allow overnight holds.

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