Head-to-head

FTMO vs IQ Capital

FTMO vs IQ Capital covers the two firms side by side on the facts recorded in their profiles, profiled by proprietarytrading.com.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for FTMO and IQ Capital. Data pulled live from our firm listings.

Quick verdict

FTMO is best for

traders who want to skip the evaluation; news traders; swing traders holding overnight.

Full FTMO profile →

Quick verdict

IQ Capital is best for

traders who prefer Evaluation and a Saint Lucia-based firm.

Full IQ Capital profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FTMO

estimate

Approx. total

—

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost
—
Monthly fee
None
How we estimated this
  • Instant funding offered but cost not published — figure unverified.
  • Source — eval fee: 2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time); monthly: 2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD); first payout: First payout possible after 14 days; reduce to weekly on request.

IQ Capital

estimate

Approx. total

$49

to reach first payout eligibility

Approx. time

—

from sign-up to first eligible request

Start cost
$49
Monthly fee
—
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Source — eval fee: $49 for 50K (list $245); $95 for 100K; monthly: —; first payout: —.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FTMO trade-offs

No structural disadvantages versus the other firm based on the fields we track.

IQ Capital trade-offs

  • Slower to funded

    Requires passing an evaluation before payouts. FTMO offers instant funding as an alternative path.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • Fastest to funded

    FTMO

    Offers instant funding.

  • Biggest scaling ceiling

    FTMO

    Up to $200,000.

  • News traders

    FTMO

    Allows trading through news events.

  • Swing & overnight

    FTMO

    Permits holding positions overnight.

  • Copy & algo traders

    FTMO

    Copy trading is permitted.

AttributeFTMO

Evaluation · est. 2015

IQ Capital

Evaluation · est. 2025

Cost
Evaluation fee2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time)$49 for 50K (list $245); $95 for 100K
Monthly fee2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD)—
Evaluation requiredYesYes
Instant fundingYes—
Capital
Profit split90%90%
Max allocation$200,000$50K–$100K (up to 10 accounts)
Account sizes$5K (Instant only), $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK and more)$50K–$100K (up to 10 accounts)
ScalingScaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.—
Payouts
FrequencyOn-demand (default 14 days, weekly available)—
First payoutFirst payout possible after 14 days; reduce to weekly on request—
Assets
FuturesYesYes
StocksYes—
OptionsNo—
ForexYesYes
CryptoYesYes
Trading rules
News tradingYes—
Overnight holdingYes—
Weekend holdingYes—
Copy tradingYes—
Technology
PlatformscTrader, DXtrade, MetaTrader 4, MetaTrader 5Volumetrica, MetaTrader 5, ATAS, Deepcharts, Quantower, Tradovate
Data feedPurple Trading / Spotware—
Company
HeadquartersPrague, Czech RepublicSaint Lucia

About FTMO

Online evaluation program funding remote retail traders.

Full FTMO profile →

About IQ Capital

Futures, CFD and crypto prop firm offering low-cost evaluations with end-of-day trailing drawdown; managing director Christoph Radecker.

Full IQ Capital profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — FTMO or IQ Capital?
FTMO pays 90%; IQ Capital pays 90% of trader profits once funded. Both firms offer the same profit share.
Is FTMO cheaper to start than IQ Capital?
FTMO: offers instant funding (no evaluation). IQ Capital: evaluation from $49 for 50K (list $245); $95 for 100K.
Which pays out faster — FTMO or IQ Capital?
FTMO payouts: On-demand (default 14 days, weekly available). IQ Capital payouts: not published. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; IQ Capital — n/a.
What's the maximum allocation at FTMO vs IQ Capital?
FTMO scales up to $200,000. IQ Capital scales up to $50K–$100K (up to 10 accounts).
Can I trade news at FTMO or IQ Capital?
FTMO: permits news trading. IQ Capital: policy unconfirmed.
Can I hold positions overnight at FTMO or IQ Capital?
FTMO: allows overnight holds. IQ Capital: policy unconfirmed.

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