Which has a higher profit split — FTMO or FundingPips?

FTMO pays 90%; FundingPips pays 100% of trader profits once funded. FundingPips pays a higher share to the trader.

Is FTMO cheaper to start than FundingPips?

FTMO: offers instant funding (no evaluation). FundingPips: offers instant funding (no evaluation).

Which pays out faster — FTMO or FundingPips?

FTMO payouts: On-demand (default 14 days, weekly available). FundingPips payouts: Bi-weekly (on-demand after 5 days). First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; FundingPips — 5 days after first funded trade.

What's the maximum allocation at FTMO vs FundingPips?

FTMO scales up to $200,000. FundingPips scales up to $200,000.

Can I trade news at FTMO or FundingPips?

FTMO: permits news trading. FundingPips: permits news trading.

Can I hold positions overnight at FTMO or FundingPips?

FTMO: allows overnight holds. FundingPips: allows overnight holds.

Head-to-head

FTMO vs FundingPips

FTMO vs FundingPips covers the two firms side by side on the facts recorded in their profiles, profiled by proprietarytrading.com.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for FTMO and FundingPips. Data pulled live from our firm listings.

Quick verdict

FTMO is best for

copy-trading setups.

Full FTMO profile →

Quick verdict

FundingPips is best for

traders prioritizing profit share (100% vs 90%).

Full FundingPips profile →

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FTMO

estimate

Approx. total

—

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost: —
Monthly fee: None

How we estimated this

Instant funding offered but cost not published — figure unverified.
Source — eval fee: 2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time); monthly: 2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD); first payout: First payout possible after 14 days; reduce to weekly on request.

FundingPips

estimate

Approx. total

$25

to reach first payout eligibility

Approx. time

5days

from sign-up to first eligible request

Start cost: $25
Monthly fee: None

How we estimated this

Instant-funding path: lowest published activation cost.
Firm advertises no monthly fee.
Source — eval fee: $25–$549 one-time; monthly: No monthly fee; first payout: 5 days after first funded trade.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FTMO trade-offs

Lower profit split
Pays 90% versus 100% — 10 points less of every funded dollar.

FundingPips trade-offs

No copy trading
Forbids copy / algo bridges. FTMO permits them.

Decision guide

Best for your trader type

Highest profit share
FundingPips
100% vs 90%
Copy & algo traders
FTMO
Copy trading is permitted.

Attribute	FTMO Evaluation · est. 2015	FundingPips Evaluation + Instant Funding · est. 2022
Cost
Evaluation fee	2-Step €89–€1,080; 1-Step €79–€999; Instant Account €169–€2,999 (all one-time)	$25–$549 one-time
Monthly fee	2-Step and 1-Step Challenges: no monthly fee (one-time). FTMO Futures: monthly subscription, Growth $119–$229/mo, Pro $139–$269/mo (USD)	No monthly fee
Evaluation required	Yes	Yes
Instant funding	Yes	Yes
Capital
Profit split	90%	100%
Max allocation	$200,000	$200,000
Account sizes	$5K (Instant only), $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK and more)	$5K, $10K, $25K, $50K, $100K, $200K
Scaling	Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.	25% scaling every 3 months; up to $2M allocation.
Payouts
Frequency	On-demand (default 14 days, weekly available)	Bi-weekly (on-demand after 5 days)
First payout	First payout possible after 14 days; reduce to weekly on request	5 days after first funded trade
Assets
Futures	Yes	No
Stocks	Yes	No
Options	No	No
Forex	Yes	Yes
Crypto	Yes	Yes
Trading rules
News trading	Yes	Yes
Overnight holding	Yes	Yes
Weekend holding	Yes	Yes
Copy trading	Yes	No
Technology
Platforms	cTrader, DXtrade, MetaTrader 4, MetaTrader 5	MetaTrader 5, cTrader, Match-Trader
Data feed	Purple Trading / Spotware	cTrader / Match-Trader liquidity
Company
Headquarters	Prague, Czech Republic	Dubai, UAE

About FTMO

Online evaluation program funding remote retail traders.

Full FTMO profile →

About FundingPips

Fast-growing Dubai-based CFD prop firm with one-step and two-step evaluation programs.

Full FundingPips profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

FTMO

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

FundingPips

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Frequently asked

Common questions

Which has a higher profit split — FTMO or FundingPips?: FTMO pays 90%; FundingPips pays 100% of trader profits once funded. FundingPips pays a higher share to the trader.
Is FTMO cheaper to start than FundingPips?: FTMO: offers instant funding (no evaluation). FundingPips: offers instant funding (no evaluation).
Which pays out faster — FTMO or FundingPips?: FTMO payouts: On-demand (default 14 days, weekly available). FundingPips payouts: Bi-weekly (on-demand after 5 days). First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; FundingPips — 5 days after first funded trade.
What's the maximum allocation at FTMO vs FundingPips?: FTMO scales up to $200,000. FundingPips scales up to $200,000.
Can I trade news at FTMO or FundingPips?: FTMO: permits news trading. FundingPips: permits news trading.
Can I hold positions overnight at FTMO or FundingPips?: FTMO: allows overnight holds. FundingPips: allows overnight holds.

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