Which has a higher profit split — Earn2Trade or Topstep?

Earn2Trade pays 80%; Topstep pays 90% of trader profits once funded. Topstep pays a higher share to the trader.

Is Earn2Trade cheaper to start than Topstep?

Earn2Trade: evaluation from Monthly subscription: Trader Career Path $150/$190/$350 (TCP25/50/100), Gauntlet Mini $170/$315/$375/$550 (GAU50–GAU200); frequent promo codes. Topstep: evaluation from Trading Combine $49/$99/$199 per month (Standard) or $95/$149/$229 (No Activation Fee) for $50K/$100K/$150K.

Which pays out faster — Earn2Trade or Topstep?

Earn2Trade payouts: Weekly (minimum $100). Topstep payouts: Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days. First-payout eligibility: Earn2Trade — Withdraw weekly from $100; no extra performance targets required to withdraw; Topstep — XFA Standard: 5 winning days of $150+; XFA Consistency: 3+ trading days with best day within 40% of profit. Up to 50% of balance per request, capped by size; $125 minimum..

What's the maximum allocation at Earn2Trade vs Topstep?

Earn2Trade scales up to $400,000. Topstep scales up to $150,000.

Can I trade news at Earn2Trade or Topstep?

Earn2Trade: permits news trading. Topstep: permits news trading.

Can I hold positions overnight at Earn2Trade or Topstep?

Earn2Trade: allows overnight holds. Topstep: does not allow overnight holds.

Head-to-head

Earn2Trade vs Topstep

Earn2Trade vs Topstep covers the two firms side by side on the facts recorded in their profiles.

Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for Earn2Trade and Topstep. Data pulled live from our firm listings.

Quick verdict

Earn2Trade is best for

scaling toward larger allocations (up to $400,000); swing traders holding overnight.

Full Earn2Trade profile →

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Quick verdict

Topstep is best for

traders prioritizing profit share (90% vs 80%).

Full Topstep profile →

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Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Topstep is roughly $101 cheaper to reach a first payout than Earn2Trade, based on published fees alone.

Earn2Trade

estimate

Approx. total

$150

to reach first payout eligibility

Approx. time

17days

from sign-up to first eligible request

Start cost: $150
Monthly fee: —

How we estimated this

Evaluation path: lowest published one-time evaluation fee.
Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
Source — eval fee: Monthly subscription: Trader Career Path $150/$190/$350 (TCP25/50/100), Gauntlet Mini $170/$315/$375/$550 (GAU50–GAU200); frequent promo codes; monthly: Monthly subscription until funded; first payout: Withdraw weekly from $100; no extra performance targets required to withdraw.

Topstep

estimate

Approx. total

$49

to reach first payout eligibility

Approx. time

15days

from sign-up to first eligible request

Start cost: $49
Monthly fee: None

How we estimated this

Evaluation path: lowest published one-time evaluation fee.
Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
Firm advertises no monthly fee.
Source — eval fee: Trading Combine $49/$99/$199 per month (Standard) or $95/$149/$229 (No Activation Fee) for $50K/$100K/$150K; monthly: Combine is a monthly subscription until you pass or cancel; Standard path adds a one-time $149 XFA activation fee, No Activation Fee path $0. No monthly fee on funded accounts.; first payout: XFA Standard: 5 winning days of $150+; XFA Consistency: 3+ trading days with best day within 40% of profit. Up to 50% of balance per request, capped by size; $125 minimum..

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Earn2Trade trade-offs

Lower profit split
Pays 80% versus 90% — 10 points less of every funded dollar.
Slower payouts
Payout cadence is Weekly (minimum $100) versus Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days at Topstep.

Topstep trade-offs

Lower scaling ceiling
Scales to $150,000 vs $400,000 at Earn2Trade — caps long-term capital growth.
No overnight holds
Closes positions intraday. Earn2Trade allows overnight holds.

Decision guide

Best for your trader type

Highest profit share
Topstep
90% vs 80%
Biggest scaling ceiling
Earn2Trade
Up to $400,000.
Swing & overnight
Earn2Trade
Permits holding positions overnight.
Fastest payouts
Topstep
Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days payouts.

Attribute	Earn2Trade Evaluation · est. 2016	Topstep Evaluation · est. 2012
Retail accessibility	Open to retail traders via evaluation	Open to retail traders via evaluation
Cost
Evaluation fee	Monthly subscription: Trader Career Path $150/$190/$350 (TCP25/50/100), Gauntlet Mini $170/$315/$375/$550 (GAU50–GAU200); frequent promo codes	Trading Combine $49/$99/$199 per month (Standard) or $95/$149/$229 (No Activation Fee) for $50K/$100K/$150K
Monthly fee	Monthly subscription until funded	Combine is a monthly subscription until you pass or cancel; Standard path adds a one-time $149 XFA activation fee, No Activation Fee path $0. No monthly fee on funded accounts.
Evaluation required	Yes	Yes
Instant funding	No	No
Capital
Profit split	80%	90%
Max allocation	$400,000	$150,000
Account sizes	Trader Career Path: start at $25K, $50K or $100K and scale to $400K; Gauntlet Mini: $50K, $100K, $150K, $200K	$50K, $100K, $150K
Scaling	Trader Career Path: 8 tiers, $25K → $400K based on profit milestones.	Scale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts.
Payouts
Frequency	Weekly (minimum $100)	Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days
First payout	Withdraw weekly from $100; no extra performance targets required to withdraw	XFA Standard: 5 winning days of $150+; XFA Consistency: 3+ trading days with best day within 40% of profit. Up to 50% of balance per request, capped by size; $125 minimum.
Assets
Futures	Yes	Yes
Stocks	No	No
Options	No	No
Forex	No	No
Crypto	No	No
Trading rules
News trading	Yes	Yes
Overnight holding	Yes	No
Weekend holding	Yes	No
Copy trading	No	No
Technology
Platforms	Finamark, NinjaTrader, Quantower, R\|Trader, R\|Trader Pro	NinjaTrader, Quantower, Sterling, TradeStation, TradingView, Tradovate, TSTrader
Data feed	CQG	CME Group (real-time included)
Company
Headquarters	Budapest, Hungary	Chicago, USA

About Earn2Trade

Futures education and funded trader program. Successful candidates of the Trader Career Path are funded by partner firm Helios Trading Partners.

Full Earn2Trade profile →

About Topstep

Futures-focused funded trader program with a combine evaluation. Its Trading Combine evaluates traders on simulated CME futures accounts.

Full Topstep profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Earn2Trade

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Topstep

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Frequently asked

Common questions

Which has a higher profit split — Earn2Trade or Topstep?: Earn2Trade pays 80%; Topstep pays 90% of trader profits once funded. Topstep pays a higher share to the trader.
Is Earn2Trade cheaper to start than Topstep?: Earn2Trade: evaluation from Monthly subscription: Trader Career Path $150/$190/$350 (TCP25/50/100), Gauntlet Mini $170/$315/$375/$550 (GAU50–GAU200); frequent promo codes. Topstep: evaluation from Trading Combine $49/$99/$199 per month (Standard) or $95/$149/$229 (No Activation Fee) for $50K/$100K/$150K.
Which pays out faster — Earn2Trade or Topstep?: Earn2Trade payouts: Weekly (minimum $100). Topstep payouts: Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days. First-payout eligibility: Earn2Trade — Withdraw weekly from $100; no extra performance targets required to withdraw; Topstep — XFA Standard: 5 winning days of $150+; XFA Consistency: 3+ trading days with best day within 40% of profit. Up to 50% of balance per request, capped by size; $125 minimum..
What's the maximum allocation at Earn2Trade vs Topstep?: Earn2Trade scales up to $400,000. Topstep scales up to $150,000.
Can I trade news at Earn2Trade or Topstep?: Earn2Trade: permits news trading. Topstep: permits news trading.
Can I hold positions overnight at Earn2Trade or Topstep?: Earn2Trade: allows overnight holds. Topstep: does not allow overnight holds.

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