Head-to-head
Crypto Fund Trader vs Topstep
Crypto Fund Trader vs Topstep covers the two firms side by side on the facts recorded in their profiles, profiled by proprietarytrading.com.
Profit splits, evaluation fees, payout cadence, supported assets, and trading rules for Crypto Fund Trader and Topstep. Data pulled live from our firm listings.
Quick verdict
Crypto Fund Trader is best for
traders who want to skip the evaluation; scaling toward larger allocations (up to $300,000); swing traders holding overnight.
Full Crypto Fund Trader profile →Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
Crypto Fund Trader is roughly $9 cheaper to reach a first payout than Topstep, based on published fees alone.
Crypto Fund Trader
estimateApprox. total
$40
to reach first payout eligibility
Approx. time
14days
from sign-up to first eligible request
- Start cost
- $40
- Monthly fee
- None
How we estimated this
- Instant-funding path: lowest published activation cost.
- Firm advertises no monthly fee.
- Source — eval fee: One-time: 1 Phase $40–$1,199; 2 Phases $58–$1,250; Instant $125–$475; Break $70–$199 + $138–$328 when you pass; monthly: No monthly fee; first payout: After 14 days.
Topstep
estimateApprox. total
$49
to reach first payout eligibility
Approx. time
15days
from sign-up to first eligible request
- Start cost
- $49
- Monthly fee
- None
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Firm advertises no monthly fee.
- Source — eval fee: Trading Combine $49/$99/$199 per month (Standard) or $95/$149/$229 (No Activation Fee) for $50K/$100K/$150K; monthly: Combine is a monthly subscription until you pass or cancel; Standard path adds a one-time $149 XFA activation fee, No Activation Fee path $0. No monthly fee on funded accounts.; first payout: XFA Standard: 5 winning days of $150+; XFA Consistency: 3+ trading days with best day within 40% of profit. Up to 50% of balance per request, capped by size; $125 minimum..
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
Crypto Fund Trader trade-offs
Slower payouts
Payout cadence is Bi-Weekly versus Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days at Topstep.
Topstep trade-offs
Slower to funded
Requires passing an evaluation before payouts. Crypto Fund Trader offers instant funding as an alternative path.
Lower scaling ceiling
Scales to $150,000 vs $300,000 at Crypto Fund Trader — caps long-term capital growth.
No overnight holds
Closes positions intraday. Crypto Fund Trader allows overnight holds.
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 90%.
- Fastest to funded
Offers instant funding.
- Biggest scaling ceiling
Up to $300,000.
- Swing & overnight
Permits holding positions overnight.
- Copy & algo traders
Copy trading is permitted.
- Fastest payouts
Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days payouts.
| Attribute | Crypto Fund Trader Evaluation + Instant Funding · est. 2022 | Topstep Evaluation · est. 2012 |
|---|---|---|
| Cost | ||
| Evaluation fee | One-time: 1 Phase $40–$1,199; 2 Phases $58–$1,250; Instant $125–$475; Break $70–$199 + $138–$328 when you pass | Trading Combine $49/$99/$199 per month (Standard) or $95/$149/$229 (No Activation Fee) for $50K/$100K/$150K |
| Monthly fee | No monthly fee | Combine is a monthly subscription until you pass or cancel; Standard path adds a one-time $149 XFA activation fee, No Activation Fee path $0. No monthly fee on funded accounts. |
| Evaluation required | Yes | Yes |
| Instant funding | Yes | No |
| Capital | ||
| Profit split | 90% | 90% |
| Max allocation | $300,000 | $150,000 |
| Account sizes | $2.5K–$200K (1 Phase/2 Phases $5K–$200K, Instant $2.5K–$10K, Break $25K–$100K); scaling to $1.28M | $50K, $100K, $150K |
| Scaling | Traders progress through levels by reaching specific profit targets, increasing their simulated account size and profit split from 50% up to 90%. | Scale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts. |
| Payouts | ||
| Frequency | Bi-Weekly | Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days |
| First payout | After 14 days | XFA Standard: 5 winning days of $150+; XFA Consistency: 3+ trading days with best day within 40% of profit. Up to 50% of balance per request, capped by size; $125 minimum. |
| Assets | ||
| Futures | No | Yes |
| Stocks | No | No |
| Options | No | No |
| Forex | Yes | No |
| Crypto | Yes | No |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | No |
| Weekend holding | Yes | No |
| Copy trading | Yes | No |
| Technology | ||
| Platforms | MetaTrader 5, Match-Trader, Bybit | NinjaTrader, Quantower, Sterling, TradeStation, TradingView, Tradovate, TSTrader |
| Data feed | Bybit | CME Group (real-time included) |
| Company | ||
| Headquarters | Zug, Switzerland | Chicago, USA |
About Crypto Fund Trader
Crypto-focused prop firm offering BTC, ETH and altcoin evaluations on MT5, Match-Trader and Bybit.
Full Crypto Fund Trader profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — Crypto Fund Trader or Topstep?
- Crypto Fund Trader pays 90%; Topstep pays 90% of trader profits once funded. Both firms offer the same profit share.
- Is Crypto Fund Trader cheaper to start than Topstep?
- Crypto Fund Trader: offers instant funding (no evaluation). Topstep: evaluation from Trading Combine $49/$99/$199 per month (Standard) or $95/$149/$229 (No Activation Fee) for $50K/$100K/$150K.
- Which pays out faster — Crypto Fund Trader or Topstep?
- Crypto Fund Trader payouts: Bi-Weekly. Topstep payouts: Each time the XFA payout requirement is met (5 winning days Standard / 3 days Consistency); daily, uncapped after 30 winning Live days. First-payout eligibility: Crypto Fund Trader — After 14 days; Topstep — XFA Standard: 5 winning days of $150+; XFA Consistency: 3+ trading days with best day within 40% of profit. Up to 50% of balance per request, capped by size; $125 minimum..
- What's the maximum allocation at Crypto Fund Trader vs Topstep?
- Crypto Fund Trader scales up to $300,000. Topstep scales up to $150,000.
- Can I trade news at Crypto Fund Trader or Topstep?
- Crypto Fund Trader: permits news trading. Topstep: permits news trading.
- Can I hold positions overnight at Crypto Fund Trader or Topstep?
- Crypto Fund Trader: allows overnight holds. Topstep: does not allow overnight holds.
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