Head-to-head

Chicago Trading Company (CTC) vs Topstep

A direct, side-by-side comparison of Chicago Trading Company (CTC) and Topstep — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Chicago Trading Company (CTC) is best for

traders avoiding evaluation hurdles; swing traders holding overnight.

Full Chicago Trading Company (CTC) profile →

Quick verdict

Topstep is best for

traders prioritizing profit share (90% vs 50%).

Full Topstep profile →

Cost & compensation

Cost and compensation path

Published fees and payout timing apply to trader-paid funding programs. Firm-capital and institutional paths are shown separately because their economics usually depend on hiring, allocation, salary, bonus, or profit-sharing terms.

Topstep

estimate

Approx. total

$98

to reach first payout eligibility

Approx. time

15days

from sign-up to first eligible request

Start cost
$49
Monthly fee
$49/mo
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Monthly fee ($49) × 1 month added to startup cost.
  • Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.

Chicago Trading Company (CTC)

Firm Capital

Not applicable for this model

This is a firm-capital or hiring-based trading path, not a trader-paid funding program. Compensation is typically handled through salary, bonus, draw, allocation, or profit-sharing arrangements rather than a published evaluation fee and payout schedule.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Chicago Trading Company (CTC) trade-offs

  • Lower profit split

    Pays 50% versus 90% — 40 points less of every funded dollar.

Topstep trade-offs

  • No overnight holds

    Closes positions intraday. Chicago Trading Company (CTC) allows overnight holds.

Decision guide

Best for your trader type

AttributeChicago Trading Company (CTC)

Firm Capital · est. 1995

Topstep

Evaluation Based · est. 2012

Cost
Evaluation fee$49–$149/month (Trading Combine)
Monthly feeCombine $49–$149; Funded $135/mo flat after first payout
Evaluation requiredNoYes
Instant fundingNoNo
Capital
Profit split50%90%
Max allocationInstitutional only$150,000
Account sizesInstitutional only$50K, $100K, $150K
ScalingScale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts.
Payouts
FrequencyAnnual bonusWeekly (after 5 profitable days)
First payout5 winning days, $0 trailing drawdown breach
Assets
FuturesYesYes
StocksYesNo
OptionsYesNo
ForexNoNo
CryptoNoNo
Trading rules
News tradingYesYes
Overnight holdingYesNo
Weekend holdingYesNo
Copy tradingNoNo
Technology
PlatformsProprietaryTSTrader, NinjaTrader, TradingView, Quantower, Tradovate
Data feedCME Group (real-time included)
Company
HeadquartersChicago, USAChicago, USA

About Chicago Trading Company (CTC)

Leading derivatives liquidity provider and proprietary trading firm. Active across equity index, interest rate, energy, and agricultural options.

Full Chicago Trading Company (CTC) profile →

About Topstep

Futures-focused funded trader program with a combine evaluation.

Full Topstep profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
3.2/ 5
Sources used
1
Confidence
low

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
Unavailable

We do not currently have enough monitored public rule sources for this firm to report rule-change activity honestly.

Reputation

canonical
3.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — Chicago Trading Company (CTC) or Topstep?
Chicago Trading Company (CTC) pays 50%; Topstep pays 90% of trader profits once funded. Topstep pays a higher share to the trader.
Is Chicago Trading Company (CTC) cheaper to start than Topstep?
Chicago Trading Company (CTC): evaluation pricing varies. Topstep: evaluation from $49–$149/month (Trading Combine).
Which pays out faster — Chicago Trading Company (CTC) or Topstep?
Chicago Trading Company (CTC) payouts: Annual bonus. Topstep payouts: Weekly (after 5 profitable days). First-payout eligibility: Chicago Trading Company (CTC) — n/a; Topstep — 5 winning days, $0 trailing drawdown breach.
What's the maximum allocation at Chicago Trading Company (CTC) vs Topstep?
Chicago Trading Company (CTC) scales up to Institutional only. Topstep scales up to $150,000.
Can I trade news at Chicago Trading Company (CTC) or Topstep?
Chicago Trading Company (CTC): permits news trading. Topstep: permits news trading.
Can I hold positions overnight at Chicago Trading Company (CTC) or Topstep?
Chicago Trading Company (CTC): allows overnight holds. Topstep: does not allow overnight holds.

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