Head-to-head
Audacity Instant vs FTMO
A direct, side-by-side comparison of Audacity Instant and FTMO — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
Audacity Instant is best for
traders who want to skip the evaluation; traders avoiding evaluation hurdles; scaling toward larger allocations (up to $480,000).
Full Audacity Instant profile →Quick verdict
FTMO is best for
traders prioritizing profit share (90% vs 75%); copy-trading setups.
Full FTMO profile →Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
Audacity Instant
estimateApprox. total
—
to reach first payout eligibility
Approx. time
30days
from sign-up to first eligible request
- Start cost
- —
- Monthly fee
- $129/mo
How we estimated this
- Instant funding offered but cost not published — figure unverified.
- Source — eval fee: —; monthly: From $129; first payout: Monthly.
FTMO
estimateApprox. total
—
to reach first payout eligibility
Approx. time
17days
from sign-up to first eligible request
- Start cost
- —
- Monthly fee
- None
How we estimated this
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
Audacity Instant trade-offs
Lower profit split
Pays 75% versus 90% — 15 points less of every funded dollar.
Slower payouts
Payout cadence is Monthly versus On-demand (default 14 days, weekly available) at FTMO.
No copy trading
Forbids copy / algo bridges. FTMO permits them.
FTMO trade-offs
Slower to funded
Requires passing an evaluation before payouts. Audacity Instant offers instant funding as an alternative path.
Lower scaling ceiling
Scales to $200,000 vs $480,000 at Audacity Instant — caps long-term capital growth.
Decision guide
Best for your trader type
- Highest profit share
90% vs 75%
- Fastest to funded
Offers instant funding.
- Biggest scaling ceiling
Up to $480,000.
- Copy & algo traders
Copy trading is permitted.
- Fastest payouts
On-demand (default 14 days, weekly available) payouts.
| Attribute | Audacity Instant Instant Funding · est. 2018 | FTMO Evaluation Based · est. 2015 |
|---|---|---|
| Cost | ||
| Evaluation fee | — | €89–€1,080 one-time (refundable on pass) |
| Monthly fee | From $129 | No monthly fee — one-time challenge cost |
| Evaluation required | No | Yes |
| Instant funding | Yes | No |
| Capital | ||
| Profit split | 75% | 90% |
| Max allocation | $480,000 | $200,000 |
| Account sizes | USD 15k – 480k | $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK) |
| Scaling | — | Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months. |
| Payouts | ||
| Frequency | Monthly | On-demand (default 14 days, weekly available) |
| First payout | Monthly | First payout possible after 14 days; reduce to weekly on request |
| Assets | ||
| Futures | No | Yes |
| Stocks | No | Yes |
| Options | No | No |
| Forex | Yes | Yes |
| Crypto | No | Yes |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | Yes |
| Weekend holding | Yes | Yes |
| Copy trading | No | Yes |
| Technology | ||
| Platforms | MetaTrader 4 | MetaTrader 4, MetaTrader 5, cTrader, DXtrade |
| Data feed | — | Purple Trading / Spotware |
| Company | ||
| Headquarters | London | Prague, Czech Republic |
About Audacity Instant
Instant-funded forex program offering live accounts with no challenge phase and scaling rules.
Full Audacity Instant profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
canonical- Sources used
- 1
- Confidence
- low
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — Audacity Instant or FTMO?
- Audacity Instant pays 75%; FTMO pays 90% of trader profits once funded. FTMO pays a higher share to the trader.
- Is Audacity Instant cheaper to start than FTMO?
- Audacity Instant: offers instant funding (no evaluation). FTMO: evaluation from €89–€1,080 one-time (refundable on pass).
- Which pays out faster — Audacity Instant or FTMO?
- Audacity Instant payouts: Monthly. FTMO payouts: On-demand (default 14 days, weekly available). First-payout eligibility: Audacity Instant — Monthly; FTMO — First payout possible after 14 days; reduce to weekly on request.
- What's the maximum allocation at Audacity Instant vs FTMO?
- Audacity Instant scales up to $480,000. FTMO scales up to $200,000.
- Can I trade news at Audacity Instant or FTMO?
- Audacity Instant: permits news trading. FTMO: permits news trading.
- Can I hold positions overnight at Audacity Instant or FTMO?
- Audacity Instant: allows overnight holds. FTMO: allows overnight holds.
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