Head-to-head

Topstep vs Tradeify

A direct, side-by-side comparison of Topstep and Tradeify — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Topstep is best for

traders who prefer Evaluation-Based Funding and a Chicago, USA-based firm.

Full Topstep profile →

Quick verdict

Tradeify is best for

swing traders holding overnight.

Full Tradeify profile →

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Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Topstep

estimate

Approx. total

$98

to reach first payout eligibility

Approx. time

15days

from sign-up to first eligible request

Start cost
$49
Monthly fee
$49/mo
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Monthly fee ($49) × 1 month added to startup cost.
  • Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.

Tradeify

Not enough structured fee data published to estimate a cost-to-first-payout figure for this firm.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Topstep trade-offs

  • No overnight holds

    Closes positions intraday. Tradeify allows overnight holds.

Tradeify trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • Biggest scaling ceiling

    Topstep

    Up to $150,000.

  • Swing & overnight

    Tradeify

    Permits holding positions overnight.

AttributeTopstep

Evaluation-Based Funding · est. 2012

Tradeify

Evaluation-Based Funding · est. 2023

Cost
Evaluation fee$49–$149/month (Trading Combine)
Monthly feeCombine $49–$149; Funded $135/mo flat after first payout
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split90%90%
Max allocation$150,000$25K–$150K
Account sizes$50K, $100K, $150K$25K–$150K
ScalingScale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts.
Payouts
FrequencyWeekly (after 5 profitable days)Biweekly
First payout5 winning days, $0 trailing drawdown breach
Assets
FuturesYesYes
StocksNoNo
OptionsNoNo
ForexNoNo
CryptoNoNo
Trading rules
News tradingYesYes
Overnight holdingNoYes
Weekend holdingNoYes
Copy tradingNoNo
Technology
PlatformsTSTrader, NinjaTrader, TradingView, Quantower, TradovateTradovate, NinjaTrader, Rithmic, TradingView
Data feedCME Group (real-time included)
Company
HeadquartersChicago, USAWilmington, USA

About Topstep

Futures-focused funded trader program with a combine evaluation.

Full Topstep profile →

About Tradeify

US futures-focused prop firm offering Growth, Straight-to-Sim Funded and Advanced programs on CME products.

Full Tradeify profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
3.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
4.6/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — Topstep or Tradeify?
Topstep pays 90%; Tradeify pays 90% of trader profits once funded. Both firms offer the same profit share.
Is Topstep cheaper to start than Tradeify?
Topstep: evaluation from $49–$149/month (Trading Combine). Tradeify: evaluation pricing varies.
Which pays out faster — Topstep or Tradeify?
Topstep payouts: Weekly (after 5 profitable days). Tradeify payouts: Biweekly. First-payout eligibility: Topstep — 5 winning days, $0 trailing drawdown breach; Tradeify — n/a.
What's the maximum allocation at Topstep vs Tradeify?
Topstep scales up to $150,000. Tradeify scales up to $25K–$150K.
Can I trade news at Topstep or Tradeify?
Topstep: permits news trading. Tradeify: permits news trading.
Can I hold positions overnight at Topstep or Tradeify?
Topstep: does not allow overnight holds. Tradeify: allows overnight holds.

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