Head-to-head

Topstep vs TradeFundrr

A direct, side-by-side comparison of Topstep and TradeFundrr — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Topstep is best for

news traders.

Full Topstep profile →

Quick verdict

TradeFundrr is best for

swing traders holding overnight.

Full TradeFundrr profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Topstep is roughly $1 cheaper to reach a first payout than TradeFundrr, based on published fees alone.

Topstep

estimate

Approx. total

$98

to reach first payout eligibility

Approx. time

15days

from sign-up to first eligible request

Start cost
$49
Monthly fee
$49/mo
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Monthly fee ($49) × 1 month added to startup cost.
  • Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.

TradeFundrr

estimate

Approx. total

$99

to reach first payout eligibility

Approx. time

15days

from sign-up to first eligible request

Start cost
$99
Monthly fee
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: $99; monthly: ; first payout: After 5 winning days.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Topstep trade-offs

  • No overnight holds

    Closes positions intraday. TradeFundrr allows overnight holds.

TradeFundrr trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • News traders

    Topstep

    Allows trading through news events.

  • Swing & overnight

    TradeFundrr

    Permits holding positions overnight.

AttributeTopstep

Evaluation-Based Funding · est. 2012

TradeFundrr

Evaluation-Based Funding · est. 2024

Cost
Evaluation fee$49–$149/month (Trading Combine)$99
Monthly feeCombine $49–$149; Funded $135/mo flat after first payout
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split90%90%
Max allocation$150,000$150,000
Account sizes$50K, $100K, $150K$25K–$150K
ScalingScale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts.
Payouts
FrequencyWeekly (after 5 profitable days)On-Demand
First payout5 winning days, $0 trailing drawdown breachAfter 5 winning days
Assets
FuturesYesYes
StocksNoNo
OptionsNoNo
ForexNoNo
CryptoNoNo
Trading rules
News tradingYes
Overnight holdingNoYes
Weekend holdingNoYes
Copy tradingNoNo
Technology
PlatformsTSTrader, NinjaTrader, TradingView, Quantower, TradovateNinjaTrader, Tradovate, Quantower
Data feedCME Group (real-time included)
Company
HeadquartersChicago, USATampa, FL, USA

About Topstep

Futures-focused funded trader program with a combine evaluation.

Full Topstep profile →

About TradeFundrr

Newer US futures prop firm offering one-step evaluations on CME futures with same-day setup and Rithmic/Tradovate platforms.

Full TradeFundrr profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
3.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
4.3/ 5
Sources used
1
Confidence
low

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — Topstep or TradeFundrr?
Topstep pays 90%; TradeFundrr pays 90% of trader profits once funded. Both firms offer the same profit share.
Is Topstep cheaper to start than TradeFundrr?
Topstep: evaluation from $49–$149/month (Trading Combine). TradeFundrr: evaluation from $99.
Which pays out faster — Topstep or TradeFundrr?
Topstep payouts: Weekly (after 5 profitable days). TradeFundrr payouts: On-Demand. First-payout eligibility: Topstep — 5 winning days, $0 trailing drawdown breach; TradeFundrr — After 5 winning days.
What's the maximum allocation at Topstep vs TradeFundrr?
Topstep scales up to $150,000. TradeFundrr scales up to $150,000.
Can I trade news at Topstep or TradeFundrr?
Topstep: permits news trading. TradeFundrr: policy unconfirmed.
Can I hold positions overnight at Topstep or TradeFundrr?
Topstep: does not allow overnight holds. TradeFundrr: allows overnight holds.

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