Head-to-head

The Funded Trader vs Top Tier Trader

A direct, side-by-side comparison of The Funded Trader and Top Tier Trader — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

The Funded Trader is best for

scaling toward larger allocations (up to $600,000).

Full The Funded Trader profile →

Quick verdict

Top Tier Trader is best for

traders focused on futures.

Full Top Tier Trader profile →

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Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

These firms land within the same approximate cost range to reach a first payout.

The Funded Trader

estimate

Approx. total

$59

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$59
Monthly fee
None
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Firm advertises no monthly fee.
  • Source — eval fee: $59–$1,599 one-time; monthly: No monthly fee; first payout: 14 days after first funded trade.

Top Tier Trader

estimate

Approx. total

$59

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$59
Monthly fee
None
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Firm advertises no monthly fee.
  • Source — eval fee: $59–$1,099 one-time; monthly: No monthly fee; first payout: 14 days after first funded trade.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

The Funded Trader trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Top Tier Trader trade-offs

  • Lower scaling ceiling

    Scales to $400,000 vs $600,000 at The Funded Trader — caps long-term capital growth.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • Biggest scaling ceiling

    The Funded Trader

    Up to $600,000.

AttributeThe Funded Trader

Evaluation-Based Funding · est. 2021

Top Tier Trader

Evaluation-Based Funding · est. 2021

Cost
Evaluation fee$59–$1,599 one-time$59–$1,099 one-time
Monthly feeNo monthly feeNo monthly fee
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split90%90%
Max allocation$600,000$400,000
Account sizes$5K–$400K (scalable to $1.5M)$10K, $25K, $50K, $100K, $200K (futures + FX)
Scaling25% scaling every 4 months at 10% gain; up to $1.5M.25% scale every 4 months at 10%+ profit.
Payouts
FrequencyBi-weeklyBi-weekly
First payout14 days after first funded trade14 days after first funded trade
Assets
FuturesNoYes
StocksYesYes
OptionsNoNo
ForexYesYes
CryptoYesYes
Trading rules
News tradingYesYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingNoNo
Technology
PlatformsMetaTrader 4, MetaTrader 5, DXtrade, Match-TraderMetaTrader 4, MetaTrader 5, DXtrade, NinjaTrader, Rithmic
Data feedEightcap / liquidity providersMultiple (FX brokers + Rithmic)
Company
HeadquartersFlorida, USAToronto, Canada

About The Funded Trader

Remote prop firm offering scaling plans for retail traders.

Full The Funded Trader profile →

About Top Tier Trader

Canadian evaluation prop firm with 1-step, 2-step and instant funding programs.

Full Top Tier Trader profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
2.9/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
3.6/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — The Funded Trader or Top Tier Trader?
The Funded Trader pays 90%; Top Tier Trader pays 90% of trader profits once funded. Both firms offer the same profit share.
Is The Funded Trader cheaper to start than Top Tier Trader?
The Funded Trader: evaluation from $59–$1,599 one-time. Top Tier Trader: evaluation from $59–$1,099 one-time.
Which pays out faster — The Funded Trader or Top Tier Trader?
The Funded Trader payouts: Bi-weekly. Top Tier Trader payouts: Bi-weekly. First-payout eligibility: The Funded Trader — 14 days after first funded trade; Top Tier Trader — 14 days after first funded trade.
What's the maximum allocation at The Funded Trader vs Top Tier Trader?
The Funded Trader scales up to $600,000. Top Tier Trader scales up to $400,000.
Can I trade news at The Funded Trader or Top Tier Trader?
The Funded Trader: permits news trading. Top Tier Trader: permits news trading.
Can I hold positions overnight at The Funded Trader or Top Tier Trader?
The Funded Trader: allows overnight holds. Top Tier Trader: allows overnight holds.

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