Head-to-head
OneUp Trader vs Topstep
A direct, side-by-side comparison of OneUp Trader and Topstep — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
OneUp Trader is best for
scaling toward larger allocations (up to $250,000).
Full OneUp Trader profile →Quick verdict
Topstep is best for
traders who prefer Evaluation-Based Funding and a Chicago, USA-based firm.
Full Topstep profile →Not sure which fits?
Help me decide between OneUp Trader and Topstep
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Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
Topstep is roughly $7 cheaper to reach a first payout than OneUp Trader, based on published fees alone.
OneUp Trader
estimateApprox. total
$105
to reach first payout eligibility
Approx. time
25days
from sign-up to first eligible request
- Start cost
- $105
- Monthly fee
- —
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: $105–$650/month (one-step eval); monthly: Monthly until funded; first payout: 15 days after funding.
Topstep
estimateApprox. total
$98
to reach first payout eligibility
Approx. time
15days
from sign-up to first eligible request
- Start cost
- $49
- Monthly fee
- $49/mo
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Monthly fee ($49) × 1 month added to startup cost.
- Source — eval fee: $49–$149/month (Trading Combine); monthly: Combine $49–$149; Funded $135/mo flat after first payout; first payout: 5 winning days, $0 trailing drawdown breach.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
OneUp Trader trade-offs
No structural disadvantages versus the other firm based on the fields we track.
Topstep trade-offs
Lower scaling ceiling
Scales to $150,000 vs $250,000 at OneUp Trader — caps long-term capital growth.
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 90%.
- Biggest scaling ceiling
Up to $250,000.
| Attribute | OneUp Trader Evaluation-Based Funding · est. 2017 | Topstep Evaluation-Based Funding · est. 2012 |
|---|---|---|
| Cost | ||
| Evaluation fee | $105–$650/month (one-step eval) | $49–$149/month (Trading Combine) |
| Monthly fee | Monthly until funded | Combine $49–$149; Funded $135/mo flat after first payout |
| Evaluation required | Yes | Yes |
| Instant funding | No | No |
| Capital | ||
| Profit split | 90% | 90% |
| Max allocation | $250,000 | $150,000 |
| Account sizes | $25K, $50K, $100K, $150K, $250K | $50K, $100K, $150K |
| Scaling | No automatic scaling; multiple accounts permitted. | Scale via larger Combine accounts; no automatic in-account scaling. Up to 5 funded accounts. |
| Payouts | ||
| Frequency | On-demand (twice a month) | Weekly (after 5 profitable days) |
| First payout | 15 days after funding | 5 winning days, $0 trailing drawdown breach |
| Assets | ||
| Futures | Yes | Yes |
| Stocks | No | No |
| Options | No | No |
| Forex | No | No |
| Crypto | No | No |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | No | No |
| Weekend holding | No | No |
| Copy trading | No | No |
| Technology | ||
| Platforms | Rithmic, NinjaTrader, TradingView, Sierra Chart | TSTrader, NinjaTrader, TradingView, Quantower, Tradovate |
| Data feed | Rithmic | CME Group (real-time included) |
| Company | ||
| Headquarters | Las Vegas, USA | Chicago, USA |
About OneUp Trader
Pioneer of the one-step futures funded-trader evaluation model.
Full OneUp Trader profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — OneUp Trader or Topstep?
- OneUp Trader pays 90%; Topstep pays 90% of trader profits once funded. Both firms offer the same profit share.
- Is OneUp Trader cheaper to start than Topstep?
- OneUp Trader: evaluation from $105–$650/month (one-step eval). Topstep: evaluation from $49–$149/month (Trading Combine).
- Which pays out faster — OneUp Trader or Topstep?
- OneUp Trader payouts: On-demand (twice a month). Topstep payouts: Weekly (after 5 profitable days). First-payout eligibility: OneUp Trader — 15 days after funding; Topstep — 5 winning days, $0 trailing drawdown breach.
- What's the maximum allocation at OneUp Trader vs Topstep?
- OneUp Trader scales up to $250,000. Topstep scales up to $150,000.
- Can I trade news at OneUp Trader or Topstep?
- OneUp Trader: permits news trading. Topstep: permits news trading.
- Can I hold positions overnight at OneUp Trader or Topstep?
- OneUp Trader: does not allow overnight holds. Topstep: does not allow overnight holds.
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