Which has a higher profit split — OANDA Prop Trader or TX3 Funding?

OANDA Prop Trader pays 90%; TX3 Funding pays 90% of trader profits once funded. Both firms offer the same profit share.

Is OANDA Prop Trader cheaper to start than TX3 Funding?

OANDA Prop Trader: evaluation from From $99. TX3 Funding: offers instant funding (no evaluation).

Which pays out faster — OANDA Prop Trader or TX3 Funding?

OANDA Prop Trader payouts: Bi-weekly. TX3 Funding payouts: Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.. First-payout eligibility: OANDA Prop Trader — Bi-weekly; TX3 Funding — Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..

What's the maximum allocation at OANDA Prop Trader vs TX3 Funding?

OANDA Prop Trader scales up to $400,000. TX3 Funding scales up to $400,000.

Can I trade news at OANDA Prop Trader or TX3 Funding?

OANDA Prop Trader: permits news trading. TX3 Funding: permits news trading.

Can I hold positions overnight at OANDA Prop Trader or TX3 Funding?

OANDA Prop Trader: allows overnight holds. TX3 Funding: allows overnight holds.

Head-to-head

OANDA Prop Trader vs TX3 Funding

A direct, side-by-side comparison of OANDA Prop Trader and TX3 Funding — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

OANDA Prop Trader is best for

traders who prefer Evaluation and a London-based firm.

Full OANDA Prop Trader profile →

Quick verdict

TX3 Funding is best for

traders who want to skip the evaluation.

Full TX3 Funding profile →

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

TX3 Funding is roughly $49 cheaper to reach a first payout than OANDA Prop Trader, based on published fees alone.

OANDA Prop Trader

estimate

Approx. total

$99

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost: $99
Monthly fee: —

How we estimated this

Evaluation path: lowest published one-time evaluation fee.
Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
Source — eval fee: From $99; monthly: —; first payout: Bi-weekly.

TX3 Funding

estimate

Approx. total

$50

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost: $50
Monthly fee: None

How we estimated this

Instant-funding path: lowest published activation cost.
Firm advertises no monthly fee.
Source — eval fee: $50–$1,099 one-time, covering FX and futures (FX $50–$1,099; futures $162–$739). Promotional prices as of 8 Oct 2026.; monthly: No monthly fee; first payout: Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

OANDA Prop Trader trade-offs

Slower to funded
Requires passing an evaluation before payouts. TX3 Funding offers instant funding as an alternative path.

TX3 Funding trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Decision guide

Best for your trader type

Highest profit share
Tie
Both pay 90%.
Fastest to funded
TX3 Funding
Offers instant funding.

Attribute	OANDA Prop Trader Evaluation · est. 2023	TX3 Funding Instant Funding + Evaluation · est. 2021
Cost
Evaluation fee	From $99	$50–$1,099 one-time, covering FX and futures (FX $50–$1,099; futures $162–$739). Promotional prices as of 8 Oct 2026.
Monthly fee	—	No monthly fee
Evaluation required	Yes	Yes
Instant funding	No	Yes
Capital
Profit split	90%	90%
Max allocation	$400,000	$400,000
Account sizes	USD 10k – 200k	FX: $7.5K, $10K, $25K, $50K, $100K, $200K. Futures: $25K (TX3 Instant only), $50K, $100K, $150K.
Scaling	—	Pro challenge funded accounts only: +25% of starting balance and +5% profit share (cap 95%) per review. Reviews at payouts or on request every 3 months; needs payouts of at least 10% of initial balance in the last 3 months and 2 of the last 3 months profitable. Up to $2M total funding across accounts.
Payouts
Frequency	Bi-weekly	Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.
First payout	Bi-weekly	Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached.
Assets
Futures	No	Yes
Stocks	No	Yes
Options	No	No
Forex	Yes	Yes
Crypto	Yes	Yes
Trading rules
News trading	Yes	Yes
Overnight holding	Yes	Yes
Weekend holding	Yes	Yes
Copy trading	No	No
Technology
Platforms	MetaTrader 5, TradingView	Match-Trader, Tradovate, NinjaTrader, TradingView
Data feed	—	TX3 Markets (FX); CQG (futures)
Company
Headquarters	London	Dubai, UAE

About OANDA Prop Trader

Evaluation prop firm launched by OANDA offering one-step and two-step funding programs.

Full OANDA Prop Trader profile →

About TX3 Funding

Evaluation prop firm (formerly Top Tier Trader) with 1-step, 2-step and instant funding programs.

Full TX3 Funding profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

OANDA Prop Trader

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

TX3 Funding

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Frequently asked

Common questions

Which has a higher profit split — OANDA Prop Trader or TX3 Funding?: OANDA Prop Trader pays 90%; TX3 Funding pays 90% of trader profits once funded. Both firms offer the same profit share.
Is OANDA Prop Trader cheaper to start than TX3 Funding?: OANDA Prop Trader: evaluation from From $99. TX3 Funding: offers instant funding (no evaluation).
Which pays out faster — OANDA Prop Trader or TX3 Funding?: OANDA Prop Trader payouts: Bi-weekly. TX3 Funding payouts: Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.. First-payout eligibility: OANDA Prop Trader — Bi-weekly; TX3 Funding — Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..
What's the maximum allocation at OANDA Prop Trader vs TX3 Funding?: OANDA Prop Trader scales up to $400,000. TX3 Funding scales up to $400,000.
Can I trade news at OANDA Prop Trader or TX3 Funding?: OANDA Prop Trader: permits news trading. TX3 Funding: permits news trading.
Can I hold positions overnight at OANDA Prop Trader or TX3 Funding?: OANDA Prop Trader: allows overnight holds. TX3 Funding: allows overnight holds.

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