Head-to-head
Mental Funding vs Toro Funded
A direct, side-by-side comparison of Mental Funding and Toro Funded — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
Mental Funding is best for
traders who prefer Evaluation-Based Funding and a Sofia, Bulgaria-based firm.
Full Mental Funding profile →Quick verdict
Toro Funded is best for
traders who prefer Evaluation-Based Funding and a Madrid, Spain-based firm.
Full Toro Funded profile →Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
These firms land within the same approximate cost range to reach a first payout.
Mental Funding
estimateApprox. total
$69
to reach first payout eligibility
Approx. time
24days
from sign-up to first eligible request
- Start cost
- $69
- Monthly fee
- —
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: $69; monthly: —; first payout: After 14 days.
Toro Funded
estimateApprox. total
$69
to reach first payout eligibility
Approx. time
24days
from sign-up to first eligible request
- Start cost
- $69
- Monthly fee
- —
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: $69; monthly: —; first payout: After 14 days.
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 85%.
| Attribute | Mental Funding Evaluation Based · est. 2023 | Toro Funded Evaluation Based · est. 2023 |
|---|---|---|
| Cost | ||
| Evaluation fee | $69 | $69 |
| Monthly fee | — | — |
| Evaluation required | Yes | Yes |
| Instant funding | No | No |
| Capital | ||
| Profit split | 85% | 85% |
| Max allocation | $200,000 | $200,000 |
| Account sizes | $10K–$200K | $10K–$200K |
| Scaling | — | — |
| Payouts | ||
| Frequency | Bi-Weekly | Bi-Weekly |
| First payout | After 14 days | After 14 days |
| Assets | ||
| Futures | No | No |
| Stocks | No | No |
| Options | No | No |
| Forex | Yes | Yes |
| Crypto | Yes | Yes |
| Trading rules | ||
| News trading | — | — |
| Overnight holding | Yes | Yes |
| Weekend holding | Yes | Yes |
| Copy trading | Yes | Yes |
| Technology | ||
| Platforms | MetaTrader 4, MetaTrader 5 | MetaTrader 4, MetaTrader 5 |
| Data feed | — | — |
| Company | ||
| Headquarters | Sofia, Bulgaria | Madrid, Spain |
About Mental Funding
Forex prop firm emphasising trader psychology and structured drawdown rules.
Full Mental Funding profile →About Toro Funded
European forex and indices prop with two-step challenges and EUR-denominated payouts.
Full Toro Funded profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — Mental Funding or Toro Funded?
- Mental Funding pays 85%; Toro Funded pays 85% of trader profits once funded. Both firms offer the same profit share.
- Is Mental Funding cheaper to start than Toro Funded?
- Mental Funding: evaluation from $69. Toro Funded: evaluation from $69.
- Which pays out faster — Mental Funding or Toro Funded?
- Mental Funding payouts: Bi-Weekly. Toro Funded payouts: Bi-Weekly. First-payout eligibility: Mental Funding — After 14 days; Toro Funded — After 14 days.
- What's the maximum allocation at Mental Funding vs Toro Funded?
- Mental Funding scales up to $200,000. Toro Funded scales up to $200,000.
- Can I hold positions overnight at Mental Funding or Toro Funded?
- Mental Funding: allows overnight holds. Toro Funded: allows overnight holds.
Still deciding?
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Find my firm match →Disclosure
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