Head-to-head

FXIFY vs Topstep Stocks (Topstep Equities)

A direct, side-by-side comparison of FXIFY and Topstep Stocks (Topstep Equities) — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

FXIFY is best for

scaling toward larger allocations (up to $400,000).

Full FXIFY profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FXIFY is roughly $26 cheaper to reach a first payout than Topstep Stocks (Topstep Equities), based on published fees alone.

FXIFY

estimate

Approx. total

$23

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$23
Monthly fee
None
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Firm advertises no monthly fee.
  • Source — eval fee: $23–$899 one-time; monthly: No monthly fee; first payout: 14 days; 7 days with add-on.

Topstep Stocks (Topstep Equities)

estimate

Approx. total

$49

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$49
Monthly fee
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: From $49/mo; monthly: ; first payout: Bi-weekly.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FXIFY trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Topstep Stocks (Topstep Equities) trade-offs

  • Lower scaling ceiling

    Scales to $300,000 vs $400,000 at FXIFY — caps long-term capital growth.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • Biggest scaling ceiling

    FXIFY

    Up to $400,000.

AttributeFXIFY

Evaluation Based · est. 2023

Topstep Stocks (Topstep Equities)

Evaluation Based · est. 2012

Cost
Evaluation fee$23–$899 one-timeFrom $49/mo
Monthly feeNo monthly fee
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split90%90%
Max allocation$400,000$300,000
Account sizes$10K, $25K, $50K, $100K, $200K, $400KUSD 25k – 150k
Scaling25% increase every 3 months at 10% gain; up to $4M.
Payouts
FrequencyOn-demand (after 14 days)Bi-weekly
First payout14 days; 7 days with add-onBi-weekly
Assets
FuturesNoNo
StocksYesYes
OptionsNoYes
ForexYesNo
CryptoYesNo
Trading rules
News tradingYesYes
Overnight holdingYesYes
Weekend holdingYesNo
Copy tradingNoNo
Technology
PlatformsMetaTrader 4, MetaTrader 5, DXtrade, TradeLockerTradeStation, Sterling
Data feedFXPIG / Match-Trade liquidity
Company
HeadquartersLondon, UKChicago, IL

About FXIFY

Sister brand to ThinkMarkets-backed FundedNext-style prop firm with multiple models.

Full FXIFY profile →

About Topstep Stocks (Topstep Equities)

Equities extension of Topstep's evaluation program offering funded stock and options trading accounts.

Full Topstep Stocks (Topstep Equities) profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
4.4/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
3.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — FXIFY or Topstep Stocks (Topstep Equities)?
FXIFY pays 90%; Topstep Stocks (Topstep Equities) pays 90% of trader profits once funded. Both firms offer the same profit share.
Is FXIFY cheaper to start than Topstep Stocks (Topstep Equities)?
FXIFY: evaluation from $23–$899 one-time. Topstep Stocks (Topstep Equities): evaluation from From $49/mo.
Which pays out faster — FXIFY or Topstep Stocks (Topstep Equities)?
FXIFY payouts: On-demand (after 14 days). Topstep Stocks (Topstep Equities) payouts: Bi-weekly. First-payout eligibility: FXIFY — 14 days; 7 days with add-on; Topstep Stocks (Topstep Equities) — Bi-weekly.
What's the maximum allocation at FXIFY vs Topstep Stocks (Topstep Equities)?
FXIFY scales up to $400,000. Topstep Stocks (Topstep Equities) scales up to $300,000.
Can I trade news at FXIFY or Topstep Stocks (Topstep Equities)?
FXIFY: permits news trading. Topstep Stocks (Topstep Equities): permits news trading.
Can I hold positions overnight at FXIFY or Topstep Stocks (Topstep Equities)?
FXIFY: allows overnight holds. Topstep Stocks (Topstep Equities): allows overnight holds.

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