Head-to-head

FXIFY vs TX3 Funding

A direct, side-by-side comparison of FXIFY and TX3 Funding — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

FXIFY is best for

traders who prefer Evaluation + Instant Funding and a London, UK-based firm.

Full FXIFY profile →

Quick verdict

TX3 Funding is best for

traders focused on futures.

Full TX3 Funding profile →

Watch flags · risk only

Public risk notes we've recorded on the firm record. Not a judgement of fit — just things to verify before committing capital.

  • FXIFY

    short operating history, limited independent payout verification, thin third-party review coverage

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FXIFY is roughly $27 cheaper to reach a first payout than TX3 Funding, based on published fees alone.

FXIFY

estimate

Approx. total

$23

to reach first payout eligibility

Approx. time

14days

from sign-up to first eligible request

Start cost
$23
Monthly fee
None
How we estimated this
  • Instant-funding path: lowest published activation cost.
  • Firm advertises no monthly fee.
  • Source — eval fee: $23–$899 one-time; monthly: No monthly fee; first payout: 14 days; 7 days with add-on.

TX3 Funding

estimate

Approx. total

$50

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost
$50
Monthly fee
None
How we estimated this
  • Instant-funding path: lowest published activation cost.
  • Firm advertises no monthly fee.
  • Source — eval fee: $50–$1,099 one-time, covering FX and futures (FX $50–$1,099; futures $162–$739). Promotional prices as of 8 Oct 2026.; monthly: No monthly fee; first payout: Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FXIFY trade-offs

  • Open risk note

    Watch flag on file: short operating history, limited independent payout verification, thin third-party review coverage

TX3 Funding trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

AttributeFXIFY

Evaluation + Instant Funding · est. 2023

TX3 Funding

Instant Funding + Evaluation · est. 2021

Cost
Evaluation fee$23–$899 one-time$50–$1,099 one-time, covering FX and futures (FX $50–$1,099; futures $162–$739). Promotional prices as of 8 Oct 2026.
Monthly feeNo monthly feeNo monthly fee
Evaluation requiredYesYes
Instant fundingYesYes
Capital
Profit split90%90%
Max allocation$400,000$400,000
Account sizes$10K, $25K, $50K, $100K, $200K, $400KFX: $7.5K, $10K, $25K, $50K, $100K, $200K. Futures: $25K (TX3 Instant only), $50K, $100K, $150K.
Scaling25% increase every 3 months at 10% gain; up to $4M.Pro challenge funded accounts only: +25% of starting balance and +5% profit share (cap 95%) per review. Reviews at payouts or on request every 3 months; needs payouts of at least 10% of initial balance in the last 3 months and 2 of the last 3 months profitable. Up to $2M total funding across accounts.
Payouts
FrequencyOn-demand (after 14 days)Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.
First payout14 days; 7 days with add-onVaries by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached.
Assets
FuturesNoYes
StocksYesYes
OptionsNoNo
ForexYesYes
CryptoYesYes
Trading rules
News tradingYesYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingNoNo
Technology
PlatformsMetaTrader 4, MetaTrader 5, DXtrade, TradeLockerMatch-Trader, Tradovate, NinjaTrader, TradingView
Data feedFXPIG / Match-Trade liquidityTX3 Markets (FX); CQG (futures)
Company
HeadquartersLondon, UKDubai, UAE

About FXIFY

Sister brand to ThinkMarkets-backed FundedNext-style prop firm with multiple models.

Full FXIFY profile →

About TX3 Funding

Evaluation prop firm (formerly Top Tier Trader) with 1-step, 2-step and instant funding programs.

Full TX3 Funding profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — FXIFY or TX3 Funding?
FXIFY pays 90%; TX3 Funding pays 90% of trader profits once funded. Both firms offer the same profit share.
Is FXIFY cheaper to start than TX3 Funding?
FXIFY: offers instant funding (no evaluation). TX3 Funding: offers instant funding (no evaluation).
Which pays out faster — FXIFY or TX3 Funding?
FXIFY payouts: On-demand (after 14 days). TX3 Funding payouts: Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.. First-payout eligibility: FXIFY — 14 days; 7 days with add-on; TX3 Funding — Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..
What's the maximum allocation at FXIFY vs TX3 Funding?
FXIFY scales up to $400,000. TX3 Funding scales up to $400,000.
Can I trade news at FXIFY or TX3 Funding?
FXIFY: permits news trading. TX3 Funding: permits news trading.
Can I hold positions overnight at FXIFY or TX3 Funding?
FXIFY: allows overnight holds. TX3 Funding: allows overnight holds.

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