Head-to-head
FXIFY vs Top Tier Trader
A direct, side-by-side comparison of FXIFY and Top Tier Trader — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
FXIFY is best for
traders who prefer Evaluation-Based Funding and a London, UK-based firm.
Full FXIFY profile →Quick verdict
Top Tier Trader is best for
traders who want to skip the evaluation.
Full Top Tier Trader profile →Watch flags · risk only
Public risk notes we've recorded on the firm record. Not a judgement of fit — just things to verify before committing capital.
- FXIFY
short operating history, limited independent payout verification, thin third-party review coverage
Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
FXIFY is roughly $36 cheaper to reach a first payout than Top Tier Trader, based on published fees alone.
FXIFY
estimateApprox. total
$23
to reach first payout eligibility
Approx. time
24days
from sign-up to first eligible request
- Start cost
- $23
- Monthly fee
- None
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Firm advertises no monthly fee.
- Source — eval fee: $23–$899 one-time; monthly: No monthly fee; first payout: 14 days; 7 days with add-on.
Top Tier Trader
estimateApprox. total
$59
to reach first payout eligibility
Approx. time
14days
from sign-up to first eligible request
- Start cost
- $59
- Monthly fee
- None
How we estimated this
- Instant-funding path: lowest published activation cost.
- Firm advertises no monthly fee.
- Source — eval fee: $59–$1,099 one-time; monthly: No monthly fee; first payout: 14 days after first funded trade.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
FXIFY trade-offs
Slower to funded
Requires passing an evaluation before payouts. Top Tier Trader offers instant funding as an alternative path.
Open risk note
Watch flag on file: short operating history, limited independent payout verification, thin third-party review coverage
Top Tier Trader trade-offs
No structural disadvantages versus the other firm based on the fields we track.
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 90%.
- Fastest to funded
Offers instant funding.
| Attribute | FXIFY Evaluation Based · est. 2023 | Top Tier Trader Evaluation Based · est. 2021 |
|---|---|---|
| Cost | ||
| Evaluation fee | $23–$899 one-time | $59–$1,099 one-time |
| Monthly fee | No monthly fee | No monthly fee |
| Evaluation required | Yes | Yes |
| Instant funding | No | Yes |
| Capital | ||
| Profit split | 90% | 90% |
| Max allocation | $400,000 | $400,000 |
| Account sizes | $10K, $25K, $50K, $100K, $200K, $400K | $10K, $25K, $50K, $100K, $200K (futures + FX) |
| Scaling | 25% increase every 3 months at 10% gain; up to $4M. | 25% scale every 4 months at 10%+ profit. |
| Payouts | ||
| Frequency | On-demand (after 14 days) | Bi-weekly |
| First payout | 14 days; 7 days with add-on | 14 days after first funded trade |
| Assets | ||
| Futures | No | Yes |
| Stocks | Yes | Yes |
| Options | No | No |
| Forex | Yes | Yes |
| Crypto | Yes | Yes |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | Yes |
| Weekend holding | Yes | Yes |
| Copy trading | No | No |
| Technology | ||
| Platforms | MetaTrader 4, MetaTrader 5, DXtrade, TradeLocker | MetaTrader 4, MetaTrader 5, DXtrade, NinjaTrader, Rithmic |
| Data feed | FXPIG / Match-Trade liquidity | Multiple (FX brokers + Rithmic) |
| Company | ||
| Headquarters | London, UK | Toronto, Canada |
About FXIFY
Sister brand to ThinkMarkets-backed FundedNext-style prop firm with multiple models.
Full FXIFY profile →About Top Tier Trader
Canadian evaluation prop firm with 1-step, 2-step and instant funding programs.
Full Top Tier Trader profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — FXIFY or Top Tier Trader?
- FXIFY pays 90%; Top Tier Trader pays 90% of trader profits once funded. Both firms offer the same profit share.
- Is FXIFY cheaper to start than Top Tier Trader?
- FXIFY: evaluation from $23–$899 one-time. Top Tier Trader: offers instant funding (no evaluation).
- Which pays out faster — FXIFY or Top Tier Trader?
- FXIFY payouts: On-demand (after 14 days). Top Tier Trader payouts: Bi-weekly. First-payout eligibility: FXIFY — 14 days; 7 days with add-on; Top Tier Trader — 14 days after first funded trade.
- What's the maximum allocation at FXIFY vs Top Tier Trader?
- FXIFY scales up to $400,000. Top Tier Trader scales up to $400,000.
- Can I trade news at FXIFY or Top Tier Trader?
- FXIFY: permits news trading. Top Tier Trader: permits news trading.
- Can I hold positions overnight at FXIFY or Top Tier Trader?
- FXIFY: allows overnight holds. Top Tier Trader: allows overnight holds.
Still deciding?
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