Head-to-head

Funder Trading vs TX3 Funding

A direct, side-by-side comparison of Funder Trading and TX3 Funding — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Funder Trading is best for

scaling toward larger allocations (up to $500,000).

Full Funder Trading profile →

Quick verdict

TX3 Funding is best for

traders who want to skip the evaluation.

Full TX3 Funding profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

TX3 Funding is roughly $49 cheaper to reach a first payout than Funder Trading, based on published fees alone.

Funder Trading

estimate

Approx. total

$99

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$99
Monthly fee
—
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: From $99; monthly: —; first payout: Bi-weekly.

TX3 Funding

estimate

Approx. total

$50

to reach first payout eligibility

Approx. time

7days

from sign-up to first eligible request

Start cost
$50
Monthly fee
None
How we estimated this
  • Instant-funding path: lowest published activation cost.
  • Firm advertises no monthly fee.
  • Source — eval fee: $50–$1,099 one-time, covering FX and futures (FX $50–$1,099; futures $162–$739). Promotional prices as of 8 Oct 2026.; monthly: No monthly fee; first payout: Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Funder Trading trade-offs

  • Slower to funded

    Requires passing an evaluation before payouts. TX3 Funding offers instant funding as an alternative path.

TX3 Funding trade-offs

  • Lower scaling ceiling

    Scales to $400,000 vs $500,000 at Funder Trading — caps long-term capital growth.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 90%.

  • Fastest to funded

    TX3 Funding

    Offers instant funding.

  • Biggest scaling ceiling

    Funder Trading

    Up to $500,000.

AttributeFunder Trading

Evaluation · est. 2020

TX3 Funding

Instant Funding + Evaluation · est. 2021

Cost
Evaluation feeFrom $99$50–$1,099 one-time, covering FX and futures (FX $50–$1,099; futures $162–$739). Promotional prices as of 8 Oct 2026.
Monthly fee—No monthly fee
Evaluation requiredYesYes
Instant fundingNoYes
Capital
Profit split90%90%
Max allocation$500,000$400,000
Account sizesUSD 25k – 250kFX: $7.5K, $10K, $25K, $50K, $100K, $200K. Futures: $25K (TX3 Instant only), $50K, $100K, $150K.
Scaling—Pro challenge funded accounts only: +25% of starting balance and +5% profit share (cap 95%) per review. Reviews at payouts or on request every 3 months; needs payouts of at least 10% of initial balance in the last 3 months and 2 of the last 3 months profitable. Up to $2M total funding across accounts.
Payouts
FrequencyBi-weeklyVaries by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.
First payoutBi-weeklyVaries by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached.
Assets
FuturesYesYes
StocksNoYes
OptionsYesNo
ForexYesYes
CryptoNoYes
Trading rules
News tradingYesYes
Overnight holdingYesYes
Weekend holdingNoYes
Copy tradingNoNo
Technology
PlatformsTradingView, TradovateMatch-Trader, Tradovate, NinjaTrader, TradingView
Data feed—TX3 Markets (FX); CQG (futures)
Company
HeadquartersNew York, NYDubai, UAE

About Funder Trading

US-based evaluation prop firm and trading education business offering funded futures and options programs.

Full Funder Trading profile →

About TX3 Funding

Evaluation prop firm (formerly Top Tier Trader) with 1-step, 2-step and instant funding programs.

Full TX3 Funding profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d
—monitoring status
Last change
—
Type
—
Sources monitored
—
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — Funder Trading or TX3 Funding?
Funder Trading pays 90%; TX3 Funding pays 90% of trader profits once funded. Both firms offer the same profit share.
Is Funder Trading cheaper to start than TX3 Funding?
Funder Trading: evaluation from From $99. TX3 Funding: offers instant funding (no evaluation).
Which pays out faster — Funder Trading or TX3 Funding?
Funder Trading payouts: Bi-weekly. TX3 Funding payouts: Varies by program. FX: every 3 days (1 Phase), every 14 days (2 Phase Flex, Instant Standard), every 10 days (Instant Pro), on demand (2 Phase Pro). Futures: no fixed schedule; you request a payout once the program's payout rules are met.. First-payout eligibility: Funder Trading — Bi-weekly; TX3 Funding — Varies by program. FX: 3 days after the first funded trade (1 Phase); at the first 14-day window (2 Phase Flex); on demand once 2% profit and consistency are met (2 Phase Pro); after 7 trading days (Instant Standard) or 10 (Instant Pro). Futures: after 3 winning days of $250+ (TX3 Core) or 5 (TX3 Prestige); TX3 Instant once the profit goal is reached..
What's the maximum allocation at Funder Trading vs TX3 Funding?
Funder Trading scales up to $500,000. TX3 Funding scales up to $400,000.
Can I trade news at Funder Trading or TX3 Funding?
Funder Trading: permits news trading. TX3 Funding: permits news trading.
Can I hold positions overnight at Funder Trading or TX3 Funding?
Funder Trading: allows overnight holds. TX3 Funding: allows overnight holds.

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