Head-to-head
Funder Trading vs Top Tier Trader
A direct, side-by-side comparison of Funder Trading and Top Tier Trader — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
Funder Trading is best for
scaling toward larger allocations (up to $500,000).
Full Funder Trading profile →Quick verdict
Top Tier Trader is best for
traders focused on stocks / crypto.
Full Top Tier Trader profile →Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
Top Tier Trader is roughly $40 cheaper to reach a first payout than Funder Trading, based on published fees alone.
Funder Trading
estimateApprox. total
$99
to reach first payout eligibility
Approx. time
24days
from sign-up to first eligible request
- Start cost
- $99
- Monthly fee
- —
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: From $99; monthly: —; first payout: Bi-weekly.
Top Tier Trader
estimateApprox. total
$59
to reach first payout eligibility
Approx. time
24days
from sign-up to first eligible request
- Start cost
- $59
- Monthly fee
- None
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Firm advertises no monthly fee.
- Source — eval fee: $59–$1,099 one-time; monthly: No monthly fee; first payout: 14 days after first funded trade.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
Funder Trading trade-offs
No structural disadvantages versus the other firm based on the fields we track.
Top Tier Trader trade-offs
Lower scaling ceiling
Scales to $400,000 vs $500,000 at Funder Trading — caps long-term capital growth.
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 90%.
- Biggest scaling ceiling
Up to $500,000.
| Attribute | Funder Trading Evaluation Based · est. 2020 | Top Tier Trader Evaluation Based · est. 2021 |
|---|---|---|
| Cost | ||
| Evaluation fee | From $99 | $59–$1,099 one-time |
| Monthly fee | — | No monthly fee |
| Evaluation required | Yes | Yes |
| Instant funding | No | No |
| Capital | ||
| Profit split | 90% | 90% |
| Max allocation | $500,000 | $400,000 |
| Account sizes | USD 25k – 250k | $10K, $25K, $50K, $100K, $200K (futures + FX) |
| Scaling | — | 25% scale every 4 months at 10%+ profit. |
| Payouts | ||
| Frequency | Bi-weekly | Bi-weekly |
| First payout | Bi-weekly | 14 days after first funded trade |
| Assets | ||
| Futures | Yes | Yes |
| Stocks | No | Yes |
| Options | Yes | No |
| Forex | Yes | Yes |
| Crypto | No | Yes |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | Yes |
| Weekend holding | No | Yes |
| Copy trading | No | No |
| Technology | ||
| Platforms | TradingView, Tradovate | MetaTrader 4, MetaTrader 5, DXtrade, NinjaTrader, Rithmic |
| Data feed | — | Multiple (FX brokers + Rithmic) |
| Company | ||
| Headquarters | New York, NY | Toronto, Canada |
About Funder Trading
US-based evaluation prop firm and trading education business offering funded futures and options programs.
Full Funder Trading profile →About Top Tier Trader
Canadian evaluation prop firm with 1-step, 2-step and instant funding programs.
Full Top Tier Trader profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
canonical- Sources used
- 1
- Confidence
- low
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — Funder Trading or Top Tier Trader?
- Funder Trading pays 90%; Top Tier Trader pays 90% of trader profits once funded. Both firms offer the same profit share.
- Is Funder Trading cheaper to start than Top Tier Trader?
- Funder Trading: evaluation from From $99. Top Tier Trader: evaluation from $59–$1,099 one-time.
- Which pays out faster — Funder Trading or Top Tier Trader?
- Funder Trading payouts: Bi-weekly. Top Tier Trader payouts: Bi-weekly. First-payout eligibility: Funder Trading — Bi-weekly; Top Tier Trader — 14 days after first funded trade.
- What's the maximum allocation at Funder Trading vs Top Tier Trader?
- Funder Trading scales up to $500,000. Top Tier Trader scales up to $400,000.
- Can I trade news at Funder Trading or Top Tier Trader?
- Funder Trading: permits news trading. Top Tier Trader: permits news trading.
- Can I hold positions overnight at Funder Trading or Top Tier Trader?
- Funder Trading: allows overnight holds. Top Tier Trader: allows overnight holds.
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