Head-to-head
FTMO vs ZeroToFunded
A direct, side-by-side comparison of FTMO and ZeroToFunded — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
FTMO is best for
traders prioritizing profit share (90% vs 80%); news traders.
Full FTMO profile →Quick verdict
ZeroToFunded is best for
traders who prefer Evaluation-Based Funding and a Toronto, Canada-based firm.
Full ZeroToFunded profile →Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
FTMO
estimateApprox. total
—
to reach first payout eligibility
Approx. time
17days
from sign-up to first eligible request
- Start cost
- —
- Monthly fee
- None
How we estimated this
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.
ZeroToFunded
estimateApprox. total
$69
to reach first payout eligibility
Approx. time
24days
from sign-up to first eligible request
- Start cost
- $69
- Monthly fee
- —
How we estimated this
- Evaluation path: lowest published one-time evaluation fee.
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: $69; monthly: —; first payout: After 14 days.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
FTMO trade-offs
No structural disadvantages versus the other firm based on the fields we track.
ZeroToFunded trade-offs
Lower profit split
Pays 80% versus 90% — 10 points less of every funded dollar.
Decision guide
Best for your trader type
| Attribute | FTMO Evaluation Based · est. 2015 | ZeroToFunded Evaluation Based · est. 2023 |
|---|---|---|
| Cost | ||
| Evaluation fee | €89–€1,080 one-time (refundable on pass) | $69 |
| Monthly fee | No monthly fee — one-time challenge cost | — |
| Evaluation required | Yes | Yes |
| Instant funding | No | No |
| Capital | ||
| Profit split | 90% | 80% |
| Max allocation | $200,000 | $200,000 |
| Account sizes | $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK) | $10K–$200K |
| Scaling | Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months. | — |
| Payouts | ||
| Frequency | On-demand (default 14 days, weekly available) | Bi-Weekly |
| First payout | First payout possible after 14 days; reduce to weekly on request | After 14 days |
| Assets | ||
| Futures | Yes | No |
| Stocks | Yes | No |
| Options | No | No |
| Forex | Yes | Yes |
| Crypto | Yes | Yes |
| Trading rules | ||
| News trading | Yes | — |
| Overnight holding | Yes | Yes |
| Weekend holding | Yes | Yes |
| Copy trading | Yes | Yes |
| Technology | ||
| Platforms | MetaTrader 4, MetaTrader 5, cTrader, DXtrade | MetaTrader 5 |
| Data feed | Purple Trading / Spotware | — |
| Company | ||
| Headquarters | Prague, Czech Republic | Toronto, Canada |
About ZeroToFunded
Forex and indices prop with progression-based account scaling.
Full ZeroToFunded profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
Not enough independent rating sources to compute a canonical score yet.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — FTMO or ZeroToFunded?
- FTMO pays 90%; ZeroToFunded pays 80% of trader profits once funded. FTMO pays a higher share to the trader.
- Is FTMO cheaper to start than ZeroToFunded?
- FTMO: evaluation from €89–€1,080 one-time (refundable on pass). ZeroToFunded: evaluation from $69.
- Which pays out faster — FTMO or ZeroToFunded?
- FTMO payouts: On-demand (default 14 days, weekly available). ZeroToFunded payouts: Bi-Weekly. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; ZeroToFunded — After 14 days.
- What's the maximum allocation at FTMO vs ZeroToFunded?
- FTMO scales up to $200,000. ZeroToFunded scales up to $200,000.
- Can I trade news at FTMO or ZeroToFunded?
- FTMO: permits news trading. ZeroToFunded: policy unconfirmed.
- Can I hold positions overnight at FTMO or ZeroToFunded?
- FTMO: allows overnight holds. ZeroToFunded: allows overnight holds.
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