Head-to-head
FTMO vs Top Tier Trader
A direct, side-by-side comparison of FTMO and Top Tier Trader — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.
Quick verdict
Top Tier Trader is best for
traders who want to skip the evaluation; scaling toward larger allocations (up to $400,000).
Full Top Tier Trader profile →Cost to first payout
Cost to first payout
What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.
FTMO
estimateApprox. total
—
to reach first payout eligibility
Approx. time
17days
from sign-up to first eligible request
- Start cost
- —
- Monthly fee
- None
How we estimated this
- Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
- Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.
Top Tier Trader
estimateApprox. total
$59
to reach first payout eligibility
Approx. time
14days
from sign-up to first eligible request
- Start cost
- $59
- Monthly fee
- None
How we estimated this
- Instant-funding path: lowest published activation cost.
- Firm advertises no monthly fee.
- Source — eval fee: $59–$1,099 one-time; monthly: No monthly fee; first payout: 14 days after first funded trade.
Trade-offs
Where each firm is weaker
No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.
FTMO trade-offs
Slower to funded
Requires passing an evaluation before payouts. Top Tier Trader offers instant funding as an alternative path.
Lower scaling ceiling
Scales to $200,000 vs $400,000 at Top Tier Trader — caps long-term capital growth.
Top Tier Trader trade-offs
No copy trading
Forbids copy / algo bridges. FTMO permits them.
Decision guide
Best for your trader type
- Highest profit share
Tie
Both pay 90%.
- Fastest to funded
Offers instant funding.
- Biggest scaling ceiling
Up to $400,000.
- Copy & algo traders
Copy trading is permitted.
| Attribute | FTMO Evaluation Based · est. 2015 | Top Tier Trader Evaluation Based · est. 2021 |
|---|---|---|
| Cost | ||
| Evaluation fee | €89–€1,080 one-time (refundable on pass) | $59–$1,099 one-time |
| Monthly fee | No monthly fee — one-time challenge cost | No monthly fee |
| Evaluation required | Yes | Yes |
| Instant funding | No | Yes |
| Capital | ||
| Profit split | 90% | 90% |
| Max allocation | $200,000 | $400,000 |
| Account sizes | $10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK) | $10K, $25K, $50K, $100K, $200K (futures + FX) |
| Scaling | Scaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months. | 25% scale every 4 months at 10%+ profit. |
| Payouts | ||
| Frequency | On-demand (default 14 days, weekly available) | Bi-weekly |
| First payout | First payout possible after 14 days; reduce to weekly on request | 14 days after first funded trade |
| Assets | ||
| Futures | Yes | Yes |
| Stocks | Yes | Yes |
| Options | No | No |
| Forex | Yes | Yes |
| Crypto | Yes | Yes |
| Trading rules | ||
| News trading | Yes | Yes |
| Overnight holding | Yes | Yes |
| Weekend holding | Yes | Yes |
| Copy trading | Yes | No |
| Technology | ||
| Platforms | MetaTrader 4, MetaTrader 5, cTrader, DXtrade | MetaTrader 4, MetaTrader 5, DXtrade, NinjaTrader, Rithmic |
| Data feed | Purple Trading / Spotware | Multiple (FX brokers + Rithmic) |
| Company | ||
| Headquarters | Prague, Czech Republic | Toronto, Canada |
About Top Tier Trader
Canadian evaluation prop firm with 1-step, 2-step and instant funding programs.
Full Top Tier Trader profile →Trust & stability
Reputation and rule-change activity
Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Reputation
canonical- Sources used
- 1
- Confidence
- medium
Weighted blend of independent trader-review sources. See methodology.
Rule Stability
last 90d- Last change
- —
- Type
- —
- Sources monitored
- —
- Status
- No changes detected in monitored sources
Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.
Frequently asked
Common questions
- Which has a higher profit split — FTMO or Top Tier Trader?
- FTMO pays 90%; Top Tier Trader pays 90% of trader profits once funded. Both firms offer the same profit share.
- Is FTMO cheaper to start than Top Tier Trader?
- FTMO: evaluation from €89–€1,080 one-time (refundable on pass). Top Tier Trader: offers instant funding (no evaluation).
- Which pays out faster — FTMO or Top Tier Trader?
- FTMO payouts: On-demand (default 14 days, weekly available). Top Tier Trader payouts: Bi-weekly. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; Top Tier Trader — 14 days after first funded trade.
- What's the maximum allocation at FTMO vs Top Tier Trader?
- FTMO scales up to $200,000. Top Tier Trader scales up to $400,000.
- Can I trade news at FTMO or Top Tier Trader?
- FTMO: permits news trading. Top Tier Trader: permits news trading.
- Can I hold positions overnight at FTMO or Top Tier Trader?
- FTMO: allows overnight holds. Top Tier Trader: allows overnight holds.
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