Head-to-head

FTMO vs T3 Trading Group

A direct, side-by-side comparison of FTMO and T3 Trading Group — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

FTMO is best for

copy-trading setups.

Full FTMO profile →

Quick verdict

T3 Trading Group is best for

traders prioritizing profit share (95% vs 90%); traders avoiding evaluation hurdles; scaling toward larger allocations (up to $20,000,000).

Full T3 Trading Group profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FTMO

estimate

Approx. total

to reach first payout eligibility

Approx. time

17days

from sign-up to first eligible request

Start cost
Monthly fee
None
How we estimated this
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.

T3 Trading Group

Not enough structured fee data published to estimate a cost-to-first-payout figure for this firm.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FTMO trade-offs

  • Lower profit split

    Pays 90% versus 95% — 5 points less of every funded dollar.

  • Lower scaling ceiling

    Scales to $200,000 vs $20,000,000 at T3 Trading Group — caps long-term capital growth.

T3 Trading Group trade-offs

  • Slower payouts

    Payout cadence is Monthly versus On-demand (default 14 days, weekly available) at FTMO.

  • No copy trading

    Forbids copy / algo bridges. FTMO permits them.

Decision guide

Best for your trader type

  • Highest profit share
  • Fastest to funded

    T3 Trading Group

    No mandatory evaluation.

  • Biggest scaling ceiling

    T3 Trading Group

    Up to $20,000,000.

  • Copy & algo traders

    FTMO

    Copy trading is permitted.

  • Fastest payouts

    FTMO

    On-demand (default 14 days, weekly available) payouts.

AttributeFTMO

Evaluation Based · est. 2015

T3 Trading Group

Leveraged Trader Capital · est. 2007

Cost
Evaluation fee€89–€1,080 one-time (refundable on pass)
Monthly feeNo monthly fee — one-time challenge cost
Evaluation requiredYesNo
Instant fundingNoNo
Capital
Profit split90%95%
Max allocation$200,000$20,000,000
Account sizes$10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK)$10K+ deposit
ScalingScaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.
Payouts
FrequencyOn-demand (default 14 days, weekly available)Monthly
First payoutFirst payout possible after 14 days; reduce to weekly on request
Assets
FuturesYesYes
StocksYesYes
OptionsNoYes
ForexYesNo
CryptoYesNo
Trading rules
News tradingYesYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingYesNo
Technology
PlatformsMetaTrader 4, MetaTrader 5, cTrader, DXtradeSterling Trader Pro, Lightspeed, DAS Trader
Data feedPurple Trading / Spotware
Company
HeadquartersPrague, Czech RepublicNew York, USA

About FTMO

Online evaluation program funding remote retail traders.

Full FTMO profile →

About T3 Trading Group

SEC-registered broker-dealer and proprietary trading firm headquartered in New York's Financial District. Provides Series-licensed traders with firm capital and leverage to trade U.S. equities, options, ETFs, and futures, with Integra Trade operating as a remote division.

Full T3 Trading Group profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
4.8/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
2.9/ 5
Sources used
1
Confidence
low

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
Unavailable

We do not currently have enough monitored public rule sources for this firm to report rule-change activity honestly.

Frequently asked

Common questions

Which has a higher profit split — FTMO or T3 Trading Group?
FTMO pays 90%; T3 Trading Group pays 95% of trader profits once funded. T3 Trading Group pays a higher share to the trader.
Is FTMO cheaper to start than T3 Trading Group?
FTMO: evaluation from €89–€1,080 one-time (refundable on pass). T3 Trading Group: evaluation pricing varies.
Which pays out faster — FTMO or T3 Trading Group?
FTMO payouts: On-demand (default 14 days, weekly available). T3 Trading Group payouts: Monthly. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; T3 Trading Group — n/a.
What's the maximum allocation at FTMO vs T3 Trading Group?
FTMO scales up to $200,000. T3 Trading Group scales up to $20,000,000.
Can I trade news at FTMO or T3 Trading Group?
FTMO: permits news trading. T3 Trading Group: permits news trading.
Can I hold positions overnight at FTMO or T3 Trading Group?
FTMO: allows overnight holds. T3 Trading Group: allows overnight holds.

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