Head-to-head

FTMO vs Funded Engineer

A direct, side-by-side comparison of FTMO and Funded Engineer — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

FTMO is best for

traders prioritizing profit share (90% vs 80%); news traders.

Full FTMO profile →

Quick verdict

Funded Engineer is best for

traders who prefer Evaluation-Based Funding and a Dubai, UAE-based firm.

Full Funded Engineer profile →

Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

FTMO

estimate

Approx. total

to reach first payout eligibility

Approx. time

17days

from sign-up to first eligible request

Start cost
Monthly fee
None
How we estimated this
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.

Funded Engineer

estimate

Approx. total

$59

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$59
Monthly fee
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: $59; monthly: ; first payout: After 14 days.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

FTMO trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Funded Engineer trade-offs

  • Lower profit split

    Pays 80% versus 90% — 10 points less of every funded dollar.

Decision guide

Best for your trader type

  • Highest profit share

    FTMO

    90% vs 80%

  • News traders

    FTMO

    Allows trading through news events.

AttributeFTMO

Evaluation Based · est. 2015

Funded Engineer

Evaluation Based · est. 2022

Cost
Evaluation fee€89–€1,080 one-time (refundable on pass)$59
Monthly feeNo monthly fee — one-time challenge cost
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split90%80%
Max allocation$200,000$200,000
Account sizes$10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK)$5K–$200K
ScalingScaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.
Payouts
FrequencyOn-demand (default 14 days, weekly available)Bi-Weekly
First payoutFirst payout possible after 14 days; reduce to weekly on requestAfter 14 days
Assets
FuturesYesNo
StocksYesNo
OptionsNoNo
ForexYesYes
CryptoYesYes
Trading rules
News tradingYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingYesYes
Technology
PlatformsMetaTrader 4, MetaTrader 5, cTrader, DXtradeMetaTrader 4, MetaTrader 5
Data feedPurple Trading / Spotware
Company
HeadquartersPrague, Czech RepublicDubai, UAE

About FTMO

Online evaluation program funding remote retail traders.

Full FTMO profile →

About Funded Engineer

Forex and indices prop with engineering-style risk framework and tiered scaling.

Full Funded Engineer profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
4.8/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
3.8/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — FTMO or Funded Engineer?
FTMO pays 90%; Funded Engineer pays 80% of trader profits once funded. FTMO pays a higher share to the trader.
Is FTMO cheaper to start than Funded Engineer?
FTMO: evaluation from €89–€1,080 one-time (refundable on pass). Funded Engineer: evaluation from $59.
Which pays out faster — FTMO or Funded Engineer?
FTMO payouts: On-demand (default 14 days, weekly available). Funded Engineer payouts: Bi-Weekly. First-payout eligibility: FTMO — First payout possible after 14 days; reduce to weekly on request; Funded Engineer — After 14 days.
What's the maximum allocation at FTMO vs Funded Engineer?
FTMO scales up to $200,000. Funded Engineer scales up to $200,000.
Can I trade news at FTMO or Funded Engineer?
FTMO: permits news trading. Funded Engineer: policy unconfirmed.
Can I hold positions overnight at FTMO or Funded Engineer?
FTMO: allows overnight holds. Funded Engineer: allows overnight holds.

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