Head-to-head

BMO Capital Markets vs FTMO

A direct, side-by-side comparison of BMO Capital Markets and FTMO — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

BMO Capital Markets is best for

traders avoiding evaluation hurdles.

Full BMO Capital Markets profile →

Quick verdict

FTMO is best for

news traders; copy-trading setups.

Full FTMO profile →

Cost & compensation

Cost and compensation path

Published fees and payout timing apply to trader-paid funding programs. Firm-capital and institutional paths are shown separately because their economics usually depend on hiring, allocation, salary, bonus, or profit-sharing terms.

FTMO

estimate

Approx. total

to reach first payout eligibility

Approx. time

17days

from sign-up to first eligible request

Start cost
Monthly fee
None
How we estimated this
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: €89–€1,080 one-time (refundable on pass); monthly: No monthly fee — one-time challenge cost; first payout: First payout possible after 14 days; reduce to weekly on request.

BMO Capital Markets

Bank / Institutional

Not applicable for this model

This is a firm-capital or hiring-based trading path, not a trader-paid funding program. Compensation is typically handled through salary, bonus, draw, allocation, or profit-sharing arrangements rather than a published evaluation fee and payout schedule.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

BMO Capital Markets trade-offs

  • No copy trading

    Forbids copy / algo bridges. FTMO permits them.

FTMO trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Decision guide

Best for your trader type

  • Highest profit share

    FTMO

    90% vs —%

  • Fastest to funded

    BMO Capital Markets

    No mandatory evaluation.

  • Biggest scaling ceiling

    FTMO

    Up to $200,000.

  • News traders

    FTMO

    Allows trading through news events.

  • Copy & algo traders

    FTMO

    Copy trading is permitted.

  • Fastest payouts

    FTMO

    On-demand (default 14 days, weekly available) payouts.

AttributeBMO Capital Markets

Bank / Institutional · est. 1973

FTMO

Evaluation Based · est. 2015

Cost
Evaluation fee€89–€1,080 one-time (refundable on pass)
Monthly feeNo monthly fee — one-time challenge cost
Evaluation requiredNoYes
Instant fundingNoNo
Capital
Profit split90%
Max allocationFirm Capital$200,000
Account sizesFirm Capital$10K, $25K, $50K, $100K, $200K (USD/EUR/GBP/CZK)
ScalingScaling Plan: +25% balance every 4 months at 10%+ profit over 2 of 4 months.
Payouts
FrequencyAnnual BonusOn-demand (default 14 days, weekly available)
First payoutFirst payout possible after 14 days; reduce to weekly on request
Assets
FuturesYesYes
StocksYesYes
OptionsYesNo
ForexYesYes
CryptoNoYes
Trading rules
News tradingYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingNoYes
Technology
PlatformsInternalMetaTrader 4, MetaTrader 5, cTrader, DXtrade
Data feedPurple Trading / Spotware
Company
HeadquartersToronto, CanadaPrague, Czech Republic

About BMO Capital Markets

BMO Financial Group's investment banking and markets arm with North American and global trading desks.

Full BMO Capital Markets profile →

About FTMO

Online evaluation program funding remote retail traders.

Full FTMO profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
1.4/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
Unavailable

We do not currently have enough monitored public rule sources for this firm to report rule-change activity honestly.

Reputation

canonical
4.8/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — BMO Capital Markets or FTMO?
FTMO pays 90% of trader profits once funded.
Is BMO Capital Markets cheaper to start than FTMO?
BMO Capital Markets: evaluation from —. FTMO: evaluation from €89–€1,080 one-time (refundable on pass).
Which pays out faster — BMO Capital Markets or FTMO?
BMO Capital Markets payouts: Annual Bonus. FTMO payouts: On-demand (default 14 days, weekly available). First-payout eligibility: BMO Capital Markets — —; FTMO — First payout possible after 14 days; reduce to weekly on request.
What's the maximum allocation at BMO Capital Markets vs FTMO?
BMO Capital Markets scales up to Firm Capital. FTMO scales up to $200,000.
Can I trade news at BMO Capital Markets or FTMO?
BMO Capital Markets: policy unconfirmed. FTMO: permits news trading.
Can I hold positions overnight at BMO Capital Markets or FTMO?
BMO Capital Markets: allows overnight holds. FTMO: allows overnight holds.

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