Which has a higher profit split — Blue Guardian or Mental Funding?

Blue Guardian pays 85%; Mental Funding pays 85% of trader profits once funded. Both firms offer the same profit share.

Is Blue Guardian cheaper to start than Mental Funding?

Blue Guardian: evaluation pricing varies. Mental Funding: evaluation from $69.

Which pays out faster — Blue Guardian or Mental Funding?

Blue Guardian payouts: Biweekly. Mental Funding payouts: Bi-Weekly. First-payout eligibility: Blue Guardian — Instant; Mental Funding — After 14 days.

What's the maximum allocation at Blue Guardian vs Mental Funding?

Blue Guardian scales up to $400,000. Mental Funding scales up to $200,000.

Can I trade news at Blue Guardian or Mental Funding?

Blue Guardian: permits news trading. Mental Funding: policy unconfirmed.

Can I hold positions overnight at Blue Guardian or Mental Funding?

Blue Guardian: allows overnight holds. Mental Funding: allows overnight holds.

Head-to-head

Blue Guardian vs Mental Funding

A direct, side-by-side comparison of Blue Guardian and Mental Funding — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Blue Guardian is best for

scaling toward larger allocations (up to $400,000); news traders.

Full Blue Guardian profile →

Quick verdict

Mental Funding is best for

copy-trading setups.

Full Mental Funding profile →

Watch flags · risk only

Public risk notes we've recorded on the firm record. Not a judgement of fit — just things to verify before committing capital.

Blue Guardian
unverified operator details, limited financial regulation, reported payout delay disputes

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Blue Guardian

Not enough structured fee data published to estimate a cost-to-first-payout figure for this firm.

Mental Funding

estimate

Approx. total

$69

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost: $69
Monthly fee: —

How we estimated this

Evaluation path: lowest published one-time evaluation fee.
Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
Source — eval fee: $69; monthly: —; first payout: After 14 days.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Blue Guardian trade-offs

No copy trading
Forbids copy / algo bridges. Mental Funding permits them.
Open risk note
Watch flag on file: unverified operator details, limited financial regulation, reported payout delay disputes

Mental Funding trade-offs

Lower scaling ceiling
Scales to $200,000 vs $400,000 at Blue Guardian — caps long-term capital growth.

Decision guide

Best for your trader type

Highest profit share
Tie
Both pay 85%.
Biggest scaling ceiling
Blue Guardian
Up to $400,000.
News traders
Blue Guardian
Allows trading through news events.
Copy & algo traders
Mental Funding
Copy trading is permitted.

Attribute	Blue Guardian Evaluation Based · est. 2021	Mental Funding Evaluation Based · est. 2023
Cost
Evaluation fee	—	$69
Monthly fee	—	—
Evaluation required	Yes	Yes
Instant funding	No	No
Capital
Profit split	85%	85%
Max allocation	$400,000	$200,000
Account sizes	$10K–$200K	$10K–$200K
Scaling	—	—
Payouts
Frequency	Biweekly	Bi-Weekly
First payout	Instant	After 14 days
Assets
Futures	No	No
Stocks	No	No
Options	No	No
Forex	Yes	Yes
Crypto	Yes	Yes
Trading rules
News trading	Yes	—
Overnight holding	Yes	Yes
Weekend holding	Yes	Yes
Copy trading	No	Yes
Technology
Platforms	MT4, MT5, Match-Trader	MetaTrader 4, MetaTrader 5
Data feed	—	—
Company
Headquarters	Toronto, Canada	Sofia, Bulgaria

About Blue Guardian

Canadian evaluation prop firm with rapid, elite and accelerated challenge paths across CFD markets.

Full Blue Guardian profile →

About Mental Funding

Forex prop firm emphasising trader psychology and structured drawdown rules.

Full Mental Funding profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Blue Guardian

Reputation

canonical

3.5/ 5

Sources used: 1
Confidence: medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Mental Funding

Reputation

—canonical score

Not enough independent rating sources to compute a canonical score yet.

Rule Stability

last 90d

—monitoring status

Last change: —
Type: —
Sources monitored: —
Status: No changes detected in monitored sources

Frequently asked

Common questions

Which has a higher profit split — Blue Guardian or Mental Funding?: Blue Guardian pays 85%; Mental Funding pays 85% of trader profits once funded. Both firms offer the same profit share.
Is Blue Guardian cheaper to start than Mental Funding?: Blue Guardian: evaluation pricing varies. Mental Funding: evaluation from $69.
Which pays out faster — Blue Guardian or Mental Funding?: Blue Guardian payouts: Biweekly. Mental Funding payouts: Bi-Weekly. First-payout eligibility: Blue Guardian — Instant; Mental Funding — After 14 days.
What's the maximum allocation at Blue Guardian vs Mental Funding?: Blue Guardian scales up to $400,000. Mental Funding scales up to $200,000.
Can I trade news at Blue Guardian or Mental Funding?: Blue Guardian: permits news trading. Mental Funding: policy unconfirmed.
Can I hold positions overnight at Blue Guardian or Mental Funding?: Blue Guardian: allows overnight holds. Mental Funding: allows overnight holds.

Still deciding?

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