Head-to-head

Blue Guardian vs Mental Funding

A direct, side-by-side comparison of Blue Guardian and Mental Funding — profit splits, evaluation fees, payout cadence, supported assets, and trading rules. Data pulled live from our firm directory.

Quick verdict

Blue Guardian is best for

news traders.

Full Blue Guardian profile →

Quick verdict

Mental Funding is best for

copy-trading setups.

Full Mental Funding profile →

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Cost to first payout

Cost to first payout

What it actually costs to reach payout — a normalized estimate built from each firm's lowest published evaluation cost, monthly fees, and first-payout window. Estimates, not guarantees. Each card shows the assumptions used.

Blue Guardian

Not enough structured fee data published to estimate a cost-to-first-payout figure for this firm.

Mental Funding

estimate

Approx. total

$69

to reach first payout eligibility

Approx. time

24days

from sign-up to first eligible request

Start cost
$69
Monthly fee
How we estimated this
  • Evaluation path: lowest published one-time evaluation fee.
  • Adds ~10 calendar days for evaluation completion (most firms require ≥5 minimum trading days).
  • Source — eval fee: $69; monthly: ; first payout: After 14 days.

Trade-offs

Where each firm is weaker

No firm wins on every axis. These are the most meaningful drawbacks of each option — derived from the same structured fields shown in the table, never invented.

Blue Guardian trade-offs

  • No copy trading

    Forbids copy / algo bridges. Mental Funding permits them.

Mental Funding trade-offs

No structural disadvantages versus the other firm based on the fields we track.

Decision guide

Best for your trader type

  • Highest profit share

    Tie

    Both pay 85%.

  • Biggest scaling ceiling

    Mental Funding

    Up to $200,000.

  • News traders

    Blue Guardian

    Allows trading through news events.

  • Copy & algo traders

    Mental Funding

    Copy trading is permitted.

AttributeBlue Guardian

Evaluation-Based Funding · est. 2021

Mental Funding

Evaluation-Based Funding · est. 2023

Cost
Evaluation fee$69
Monthly fee
Evaluation requiredYesYes
Instant fundingNoNo
Capital
Profit split85%85%
Max allocation$10K–$200K$200,000
Account sizes$10K–$200K$10K–$200K
Scaling
Payouts
FrequencyBiweeklyBi-Weekly
First payoutAfter 14 days
Assets
FuturesNoNo
StocksNoNo
OptionsNoNo
ForexYesYes
CryptoYesYes
Trading rules
News tradingYes
Overnight holdingYesYes
Weekend holdingYesYes
Copy tradingNoYes
Technology
PlatformsMT4, MT5, Match-TraderMetaTrader 4, MetaTrader 5
Data feed
Company
HeadquartersToronto, CanadaSofia, Bulgaria

About Blue Guardian

Canadian evaluation prop firm with rapid, elite and accelerated challenge paths across CFD markets.

Full Blue Guardian profile →

About Mental Funding

Forex prop firm emphasising trader psychology and structured drawdown rules.

Full Mental Funding profile →

Trust & stability

Reputation and rule-change activity

Two added decision signals: a weighted reputation score from independent review sources, and a 90-day view of structural rule-change activity where monitored sources are available.

Reputation

canonical
3.5/ 5
Sources used
1
Confidence
medium

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Reputation

canonical
4.3/ 5
Sources used
1
Confidence
low

Weighted blend of independent trader-review sources. See methodology.

Rule Stability

last 90d
monitoring status
Last change
Type
Sources monitored
Status
No changes detected in monitored sources

Weekly diff of the firm's published rule pages (terms, rules, FAQ, legal). "No changes detected" only means none of the monitored monitored sources changed — other surfaces (Discord, email, dashboards) are not covered. "Limited" or "unavailable" means our monitor cannot reach enough sources to make an honest call.

Frequently asked

Common questions

Which has a higher profit split — Blue Guardian or Mental Funding?
Blue Guardian pays 85%; Mental Funding pays 85% of trader profits once funded. Both firms offer the same profit share.
Is Blue Guardian cheaper to start than Mental Funding?
Blue Guardian: evaluation pricing varies. Mental Funding: evaluation from $69.
Which pays out faster — Blue Guardian or Mental Funding?
Blue Guardian payouts: Biweekly. Mental Funding payouts: Bi-Weekly. First-payout eligibility: Blue Guardian — n/a; Mental Funding — After 14 days.
What's the maximum allocation at Blue Guardian vs Mental Funding?
Blue Guardian scales up to $10K–$200K. Mental Funding scales up to $200,000.
Can I trade news at Blue Guardian or Mental Funding?
Blue Guardian: permits news trading. Mental Funding: policy unconfirmed.
Can I hold positions overnight at Blue Guardian or Mental Funding?
Blue Guardian: allows overnight holds. Mental Funding: allows overnight holds.

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